3221 Mabel Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3221 Mabel Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1926
Lot Size	0.08 acres (3,485 sqft)
Owner	Owner Name on File
Last Sale	$92,000 (Mar 2008)
Tax Bill	$918 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-12-14-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-12-14-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Finished Area
Gross Area	972 sqft

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0561214009.00
Street Address	3221 MABEL AVE
City	COVINGTON
State	KY
Zip	41015-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN PHIL E BLK 8 LOT 17 & S 5' LOT 18
Legal Subdivision	GREEN PHIL E
Legal Phase	8
Legal Block	8
Legal Lot Number	17,18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2021
Census Tract	61400

Owner

Source: Kenton County records · APN 056-12-14-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3221 MABEL AVE, COVINGTON, KY 41015-1343
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2008 · Amount on Record
Deed Sale	Mar 11, 2008 · Amount on Record
Prior Sale	Oct 18, 2007 · Amount on Record
Deed Document Number	0003657350
Deed Book / Page	3657 / 350
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3221 MABEL AVE, COVINGTON, KY 41015-1343
Transaction Type	Mortgage
Record Updated	Jan 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900089
Date	Nov 09, 2021
Book Page	299/236
Instrument	21110905900089

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (-4.28%) Homeowner's exemption	$118,400 (-) Land $5,000 Building $113,400	$118,400 (-) Land $5,000 Building $113,400
2023	$959.00 Homeowner's exemption	$118,400 Land $5,000 Building $113,400	$118,400 Land $5,000 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.