3221 Kaiwiki Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 3221 Kaiwiki Rd, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2022
Lot Size	19.8 acres (866,408 sqft)
Owner	2 Individual Names on File
Last Sale	$700,500 (May 2025)
Tax Bill	$9,770 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-6-011-026`

Property Details

APN / Parcel Number

Primary APN	`3-2-6-011-026`
Alternative APNs	`3-2-6-011-026-0000` `260110260000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,240 sqft Gross Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	866,408 sqft

Location & Zoning

Street Address	3221 KAIWIKI RD
City	HILO
State	HI
Zip	96720-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9B
Legal Description	LOT 52 19.89 AC POR LPGR 4647 KAIWIKI HMSTD 2ND SER TOG/APPURT NONEXCL ESMTS
Legal Subdivision	KAIWIKI HOMESTEADS I & II
Legal Lot Number	52
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1002
Census Tract	20202

Owner

3221 Kaiwiki Rd is owned by two individuals who bought it in May 2025.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 10583, HILO, HI 96721-5583
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST HAWAIIAN BANK
May 27, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HAWAIIAN BANK
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Book / Page	9278 / 255
Prior Transfer Date	May 20, 1997
Prior Transfer Doc	0000108105
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	3221 KAIWIKI RD, HILO, HI 96720-9716
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A77680245
Date	Apr 8, 2021
Instrument	A-77680245

Lender

Name	FIRST HAWAIIAN BANK
Type	Bank
Address	HONOLULU, HI 96813

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	May 27, 2025
Property Address	3221 KAIWIKI RD, HILO, HI 96720-9716
Document Number	A9278000255
Instrument Date	May 21, 2025
Instrument	A-9278000255
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,401.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 10583, HILO, HI 96721-5583

Mortgage

Document Number	A9278000256
Date	May 27, 2025
Instrument	A-9278000256

Lender

Name	FIRST HAWAIIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Apr 13, 2017
Property Address	3221 KAIWIKI RD, HILO, HI 96720-9716
Document Number	0A63120114
Instrument Date	Apr 5, 2017
Instrument	A-63120114
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FAM

Transaction

Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 267, NEWPORT, MN 55055-0267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1693 ALA MAKANI PL, HONOLULU, HI 96819-1467

Mortgage

Document Number	, A-63120115
Date	Apr 13, 2017
Instrument	A-63120115

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	37 Months
Due	May 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 3221 Kaiwiki Rd was $9,770.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$863,800 (+2.12%) Land $366,400 Building $497,400	$863,800 (+2.12%) Land $366,400 Building $497,400
2025	$9,770.00	$845,900 (+6.7%) Land $348,500 Building $497,400	$845,900 (+6.7%) Land $348,500 Building $497,400
2024		$792,800 (+6.46%) Land $331,200 Building $461,600	$792,800 (+6.46%) Land $331,200 Building $461,600
2023	$8,601.00	$744,700 Land $315,400 Building $429,300	$744,700 Land $315,400 Building $429,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3221 Kaiwiki Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1994–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Kaiwiki Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 68% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850

Cell Coverage

4G LTE (outdoors only), no 5G reported

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