Chesapeake City property record for 3221 Hancock Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1984 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (May 2017) |
| Tax Bill | $2,840 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2013 Mortgage + 5 more |
| APN | 0331007000020 |
| Primary APN | 0331007000020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Lot Dimensions | 128 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 378 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3221 HANCOCK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 154 STRAWBERRY ACRES SEC FOUR A |
| Legal Subdivision | STRAWBERRY ACRES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21401 |
3221 Hancock Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Sep 19, 2013 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVIC |
| Sep 11, 2006 | Deed of Trust, Mortgage COMMUNITY BANK |
| Aug 7, 2008 | Deed of Trust, Mortgage CHARTWAY FEDERAL CREDIT U |
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| May 25, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HOME EQUITY INC |
| Mar 2, 2007 | Warranty Deed, Transfer · Conventional Mortgage VIRGINIA HOUSING DEV AUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on File |
| Deed Sale | May 25, 2017 · Amount on File |
| Prior Sale | Mar 2, 2007 · Amount on File |
| Deed Document Number | 201714151 |
| Deed Book / Page | 9791 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 10453/1098 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 10453/1098 |
| Instrument | 210044224 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009216/393 |
|---|---|
| Date | Sep 19, 2013 |
| Book Page | 9216/393 |
| Name | TIDEWATER MORTGAGE SERVIC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006731/684 |
|---|---|
| Date | Sep 11, 2006 |
| Book Page | 6731/684 |
| Name | COMMUNITY BANK |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007573/331 |
|---|---|
| Date | Aug 7, 2008 |
| Book Page | 7573/331 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00010799/6 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 10799/6 |
| Instrument | 240022620 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 25, 2017 |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Document Number | 9791/838 |
| Book / Page | 9791 / 838 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 170014151 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Document Number | 170014152 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 170014152 |
| Name | PEOPLES HOME EQUITY INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 2, 2007 |
| Property Address | 3221 HANCOCK DR, CHESAPEAKE, VA 23323-1937 |
| Document Number | 0006975/42 |
| Book / Page | 6975 / 42 |
| Instrument Date | Feb 27, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000697545 |
|---|---|
| Date | Mar 2, 2007 |
| Instrument | 6975/45 |
| Name | VIRGINIA HOUSING DEV AUTH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3221 Hancock Dr was $2,840, up 3.3% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,800 (+7.33%) Land $160,000 Building $141,800 | $301,800 (+7.33%) Land $160,000 Building $141,800 | |
| 2025 | $2,840.00 (+3.35%) | $281,200 Land $155,000 Building $126,200 | $281,200 Land $155,000 Building $126,200 |
| 2024 | $2,748.00 | ||
| 2023 | $256,800 (+12.39%) Land $115,000 Building $141,800 | $256,800 (+12.39%) Land $115,000 Building $141,800 | |
| 2022 | $228,500 Land $95,000 Building $133,500 | $228,500 Land $95,000 Building $133,500 | |
| 2019 | $1,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3221 Hancock Dr; there have been 26 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 26 (1999–2018) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3221 Hancock Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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