St. Charles County property record for 3221 Granger Blvd, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,245 sqft · built 2020 |
| Lot Size | 0.095 acres (4,116 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $485,000 (Apr 2026) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T190500139 |
| Primary APN | T190500139 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 3,147 sqft |
| 1st Floor Area | 1,343 sqft |
| Basement Area | 902 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 4,116 sqft (0.095 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T190500139 |
|---|---|
| Street Address | 3221 GRANGER BLVD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #5 RESUB LOTS 3527-3529 & 3531 LOT 3529B |
| Legal Subdivision | NEW TOWN AT ST CHAS #5 RESUB LOTS 3527-3 |
| Legal Lot Number | 529B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 2, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Nov 15, 2021 | Intrafamily Transfer, Transfer |
| Sep 16, 2020 | Warranty Deed, Subdivision Related Transfer BMO HARRIS BK NA |
| Apr 15, 2020 | Deed of Trust, Construction Loan · Line of Credit TOGETHER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 202615002 |
| Prior Transfer Date | Oct 15, 2021 |
| Prior Transfer Doc | 2021R093628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 2, 2026 |
| Property Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Document Number | 0000015002 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202615002 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Document Number | 0000015003, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202615003 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 15, 2021 |
| Property Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Document Number | 2021R093628 |
| Map Reference | MB 50 PG 110 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021R-093628 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 16, 2020 |
| Property Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Document Number | 0000068676 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 68676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3221 GRANGER BLVD ST CHARLES MO 633018195, ST CHARLES, MO 63301-8195 |
| Document Number | 68677 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 68677 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 15, 2020 |
| Property Address | 3221 GRANGER BLVD, SAINT CHARLES, MO 63301-8195 |
| Document Number | 0072700779 |
| Book / Page | 007270 / 000779 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 232540 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10143 PAGET DR ST LOUIS MO 631322915, ST LOUIS, MO 63132-2915 |
| Document Number | 72700779 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 007270/000779 |
| Instrument | 232540 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118-1902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,653 (-) | $424,491 (-) Land $56,000 Building $368,491 | |
| 2025 | $5,257.00 (-0.81%) | $80,653 (+1.97%) | $424,491 (+1.97%) Land $56,000 Building $368,491 |
| 2024 | $5,300.00 | ||
| 2023 | $79,092 | ||
| 2022 | $416,274 Land $42,000 Building $374,274 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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