3221 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3221 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property TypeTownhouse
Details3 ba · 1,773 sqft · built 1986
Lot Size0.136 acres (5,933 sqft)
OwnerIndividual Name on Record
Last Sale$431,000 (Aug 2021)
Tax Bill$1,765 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN166-36-293

Property Details

APN / Parcel Number

Primary APN166-36-293

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,773 sqft Living Area
1st Floor Area1,773 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,933 sqft (0.136 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3221 E DESERT COVE AVE
CityPHOENIX
StateAZ
Zip85028-2735
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePAD-MD
Legal DescriptionDESERT COVE TOWNHOMES MCR 291-5
Legal Range03E
Legal Township03N
Legal Section24
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionDESERT COVE TOWNHOMES
Legal Lot Number129
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3004
Census Tract104900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3221 E DESERT COVE AVE, PHOENIX, AZ 85028-2735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Intrafamily Transfer, Transfer
EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC
Aug 4, 2021Warranty Deed, Transfer · VA Mortgage
BNC NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleAug 4, 2021 · Amount on Record
Deed Document Number20210841875
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateAug 4, 2021
Property Address3221 E DESERT COVE AVE, PHOENIX, AZ 85028-2735
Document Number0000841876
Map ReferenceMB 291 PG 5
Instrument DateAug 3, 2021
Instrument20210841876
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3221 E DESERT COVE AVE, PHOENIX, AZ 85028-2735

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 4, 2021
Property Address3221 E DESERT COVE AVE, PHOENIX, AZ 85028-2735
Document Number0000841875
Map ReferenceMB 291 PG 5
Instrument DateJul 30, 2021
Instrument20210841875
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3221 E DESERT COVE AVE, 3221, PHOENIX, AZ 85028-2735

Transferred To (Grantee/Buyer)

NameVerified Name
Address3221 E DESERT COVE AVE, PHOENIX, AZ 85028-2735

Mortgage

Document Number0000841877
DateAug 4, 2021
Instrument20210841877
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,430 (-1.42%)$444,300 (-1.42%) Land $88,800 Building $355,500
2025$1,765.00 (+7.29%)
2024$45,070$450,700 Land $90,100 Building $360,600
2023$1,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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