3221 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 3221 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 1914
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Aug 2025)
Tax Bill	$2,982 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110/03786-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/03786-000-000`
Alternative APN	`792426277007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,072 sqft
Basement Area	976 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	96 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3221 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 3 KRYSHERS 2ND ADD PLAT 4
Legal Subdivision	KRYSHERS 2ND ADDITION PLAT 4
Legal Block	3
Legal Lot Number	18
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1015
Census Tract	500

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3221 E 13TH ST, DES MOINES, IA 50316-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTHWEST BANK
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	202548641
Deed Book / Page	20239 / 580
Prior Transfer Date	May 3, 2007
Prior Transfer Doc	0000094937
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3221 E 13TH ST, DES MOINES, IA 50316-1227
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003380
Date	Jan 23, 2023
Book Page	19380/185
Instrument	2023-00003380

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	71 Months
Due	Dec 13, 2028

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 14, 2022
Property Address	3221 E 13TH ST, DES MOINES, IA 50316-1227
Document Number	0000091482
Book / Page	19352 / 471
Instrument Date	Dec 8, 2022
Instrument	2022-00091482
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 E 13TH ST, DES MOINES, IA 50316-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3221 E 13TH ST, DES MOINES, IA 50316-1227

Mortgage

Document Number	0000091483
Date	Dec 14, 2022
Instrument	2022-00091483

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,300 (+15.62%) Land $33,400 Building $153,900	$187,300 (+15.62%) Land $33,400 Building $153,900
2024	$2,982.00 (+17.4%)
2023		$162,000 Land $28,700 Building $133,300	$162,000 Land $28,700 Building $133,300
2020	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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