3221 Dunkirk Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 3221 Dunkirk Ave, Norfolk, VA 23509

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,300 sqft · built 1977
Lot Size	0.119 acres (5,171 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2021)
Tax Bill	$3,893 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
APN	`41225050`

Property Details

APN / Parcel Number

Primary APN	`41225050`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,300 sqft Total Area
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,171 sqft (0.119 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3221 DUNKIRK AVE
City	NORFOLK
State	VA
Zip	23509-1907
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	17 & 19 BLK 4 LAFAYETTE ANNEX
Legal Subdivision	LAFAYETTE ANNEX
Legal Block	4
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3021
Census Tract	3100

Owner

3221 Dunkirk Ave, a duplex, is owned and occupied by an individual who bought it in September 2021.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3221 DUNKIRK AVE, NORFOLK, VA 23509-1907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Mar 23, 2007 · Amount on File
Deed Document Number	202128135
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 8, 2021
Property Address	3221 DUNKIRK AVE, NORFOLK, VA 23509-1907
Document Number	0210028135
Instrument Date	Aug 12, 2021
Instrument	210028135
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 DUNKIRK AVE, NORFOLK, VA 23509-1907

Mortgage

Document Number	0210028136
Date	Sep 8, 2021
Instrument	210028136

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3221 Dunkirk Ave was $3,893, up 16.6% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,893.00 (+16.56%)	$311,500 (+14.69%) Land $54,500 Building $257,000	$311,500 (+14.69%) Land $54,500 Building $257,000
2025	$3,340.00	$271,600 Land $47,500 Building $224,100	$271,600 Land $47,500 Building $224,100
2023	$3,168.00	$253,500 Land $45,000 Building $208,500	$253,500 Land $45,000 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3221 Dunkirk Ave; there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1990–2016)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Dunkirk Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75