3221 Colgate Ln, Bakersfield, CA 93306 Property Records

Kern County property record for 3221 Colgate Ln, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,006 sqft · built 1962
Lot Size	0.191 acres (8,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2026)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`383-252-16-00-6`

Property Details

APN / Parcel Number

Primary APN	`383-252-16-00-6`
Alternative APNs	`383-252-16-0` `3832521600` `38325216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
Gross Area	2,465 sqft
1st Floor Area	1,390 sqft
2nd Floor Area	616 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	8,301 sqft (0.191 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	383252160
Street Address	3221 COLGATE LN
City	BAKERSFIELD
State	CA
Zip	93306-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 2324 , BLOCK , LOT 71
Legal Subdivision	TRACT NO. 2324
Legal Tract	2324
Legal Block	3
Legal Lot Number	71
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3006
Census Tract	903

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3221 COLGATE LN, BAKERSFIELD, CA 93306-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 9, 2026	Grant Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Jun 16, 2025 · Amount on Record
Deed Document Number	202625411
Prior Transfer Date	Oct 9, 2024
Prior Transfer Doc	0000125422
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3221 COLGATE LN, BAKERSFIELD, CA 93306-2009
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 COLGATE LN, BAKERSFIELD, CA 93306-2009

Mortgage

Document Number	0000058704
Date	May 19, 2023
Instrument	223058704

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 9, 2026
Property Address	3221 COLGATE LN, BAKERSFIELD, CA 93306-2009
Document Number	0000025411
Map Reference	MB 11 PG 138
Instrument Date	Feb 17, 2026
Instrument	226025411
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3221 COLGATE LN, BAKERSFIELD, CA 93306-2009

Mortgage

Document Number	0000025412
Date	Mar 9, 2026
Instrument	226025412

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,470 (-12.76%) Land $66,300 Building $238,170
2025	$4,791.00 (+195.19%)	$349,000 (+302.48%) Land $65,000 Building $284,000
2023	$1,623.00 (+3.24%) Homeowner's exemption	$86,713 Land $14,572 Building $72,141
2022	$1,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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