3221 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 3221 Cole Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,061 sqft · built 1948
Lot Size	0.191 acres (8,329 sqft)
Owner	Individual Name on File
Tax Bill	$1,191 (2024)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480060000037005`

Property Details

APN / Parcel Number

Primary APN	`480060000037005`
Alternative APNs	`4800600000370050111` `165520`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
Gross Area	1,313 sqft
1st Floor Area	1,061 sqft
Flooring	Carpet

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	8,329 sqft (0.191 acres)
Lot Dimensions	123 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Driveway
Driveway Area	60 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	332 sqft
Deck Area	120 sqft
Patio Area	30 sqft
Fence	Fence
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	165520
Old Parcel Number	4800600000370050111
Street Address	3221 COLE AVE
City	WACO
State	TX
Zip	76707-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BROOKVIEW HILLS LOT 25 BLOCK B ACRES .1912
Legal Subdivision	BROOKVIEW HILLS
Legal Block	B
Legal Lot Number	25
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	800

Owner

Source: McLennan County records · APN 480060000037005

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3221 COLE AVE, WACO, TX 76707-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2016
Deed Sale	Mar 21, 2016
Deed Document Number	2016009168
Last Transfer Date	Mar 28, 2016
Transfer Doc	0000009168
Record Updated	Jun 07, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3221 COLE AVE, WACO, TX 76707-2536
Document Number	0000012676
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 COLE AVE WACO TX 767072536, WACO, TX 76707-2536

Mortgage

Document Number	0000012676
Date	Apr 17, 2019
Instrument	12676

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2029

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,780 (-6.49%) Land $21,990 Building $120,820	$142,810 (+6.17%) Land $21,990 Building $120,820
2024	$1,191.00 (+20.91%)
2023		$134,510 Land $21,990 Building $112,520	$134,510 Land $21,990 Building $112,520
2022	$985.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1989–2026)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 671 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.