3221 Co Rd 20, Ada, OH 45810 Property Records

Hardin County property record for 3221 Co Rd 20, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,440 sqft · built 2022
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-030054.0000`

Property Details

APN / Parcel Number

Primary APN	`24-030054.0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	850 sqft
1st Floor Area	850 sqft
Attic	Attic
Attic Area	738 sqft
Basement Area	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Pole Barn	1,632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3221 COUNTY ROAD 20
City	ADA
State	OH
Zip	45810-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 SW4 S3 4.00A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3006
Census Tract	300

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3221 COUNTY ROAD 20, ADA, OH 45810-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Construction Mortgage SUPERIOR CU INC
Dec 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	3221 COUNTY ROAD 20, ADA, OH 45810-9415
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	SUPERIOR TITLE, SUPERIOR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/2072
Date	Jul 11, 2022
Book Page	565/2072
Instrument	2022002325

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	SALT LAKE CITY, UT 84104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 7, 2021
Property Address	3221 COUNTY ROAD 20, ADA, OH 45810-9415
Document Number	000563/761
Book / Page	563 / 761
Instrument Date	Dec 3, 2021
Instrument	202100004537
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	SUPERIOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COUNTY ROAD 20, ADA, OH 45810

Mortgage

Document Number	202100004538
Date	Dec 7, 2021
Instrument	202100004538

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+1.3%)	$51,810 (-) Land $14,000 Building $37,810
2024	$1,994.00 (+0.5%)	$51,810 (-) Land $14,000 Building $37,810
2023	$1,984.00 (+98.2%)	$51,810 (+480.18%) Land $14,000 Building $37,810	$148,030 (+480.28%) Land $40,000 Building $108,030
2022	$1,001.00	$8,930 Land $7,560 Building $1,370
2020			$25,510 Land $21,600 Building $3,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

May also be available: Spectrum.

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