3221 Chenoa St, Commerce Township, MI 48382 Property Records

Oakland County property record for 3221 Chenoa St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,866 sqft · built 1983
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jun 2019)
Tax Bill$2,528 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNE-17-11-337-027

Property Details

APN / Parcel Number

Primary APNE-17-11-337-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,866 sqft Living Area
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area126 sqft
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3221 CHENOA ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 5 TO 7 INCL BLK 11
Legal Range08E
Legal Township02N
Legal Section11
Legal SubdivisionMAPLE POINTE BEACH SUB
Legal Block11
Legal Lot Number5-7
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1003
Census Tract134400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3221 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019 · Amount on Record
Deed SaleJun 3, 2019 · Amount on Record
Deed Document Number201985518
Deed Book / Page52886 / 819
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3221 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4108
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3221 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4108

Mortgage

Document Number0000130582
DateOct 14, 2025
Book Page60622/212
Instrument130582
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 5, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 3, 2019
Property Address3221 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4108
Document Number0000085518
Book / Page52886 / 00819
Map ReferenceLB 31 PG 9&10
Instrument DateMay 30, 2019
Instrument85518
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,376.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3221 CHENOA ST, 3221, COMMERCE TOWNSHIP, MI 48382-4108

Transferred To (Grantee/Buyer)

NameVerified Name
Address3221 CHENOA ST, COMMERCE TOWNSHIP, MI 48382-4108

Mortgage

Document Number0000085519
DateJun 3, 2019
Instrument85519
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,528.00 (-37.29%) Homeowner's exemption$152,620 (+18.78%)$305,240 (+18.78%)
2024$4,031.00 (+13.84%)
2023$128,490$256,980
2021$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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