El Dorado County property record for 3221 Cascade Trl, Cool, CA 95614 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,649 sqft Living Area |
| Lot Size | 318,423 sqft (7.3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,806.00 (2025) |
| Primary APN | 073-511-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,649 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 318,423 sqft (7.3 acres) |
| Parking Spaces | 1 Parking Spaces |
| Patio Area | 2,649 sqft Patio |
| Topography | Rolling Topography |
| Water Source | Commercial Water Source |
|---|
| Old Parcel Number | 0735110810 |
|---|---|
| Street Address | 3221 CASCADE TRL |
| City | COOL |
| State | CA |
| Zip | 95614-2614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PM 36/44/1672A AUBURN LK TRLS 6 |
| Legal Subdivision | AUBURN LK TRLS 6 |
| Legal Lot Number | 1672A |
| Jurisdiction | EL DORADO CA |
| Minor Civil Division | NORTH EL DORADO |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-511-008-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION |
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Sep 01, 2020 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN ONE CU |
| Sep 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GOLDEN 1 CU |
| Nov 01, 2018 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Oct 12, 2016 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 07, 2026 |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000022279 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202622279 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000022279, |
|---|---|
| Date | Jul 07, 2026 |
| Instrument | 202622279 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000014889 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022-0014889 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000025889 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0025889 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000046483 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 2020-0046483 |
| Name | THE GOLDEN ONE CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000038931 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3221 CASCADE TRL COOL CA 956142614, COOL, CA 95614-2614 |
| Document Number | 0000038931 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 38931 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 CASCADE TRL, COOL, CA 95614-2614 |
| Document Number | 0000043101 |
| Instrument Date | Nov 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | PALACE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3221 CASCADE TRL COOL CA 956142614, COOL, CA 95614-2614 |
| Document Number | 0000043101 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 43101 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,806.00 (+7.81%) Homeowner's exemption | $445,172 (+4.04%) Land $57,013 Building $388,159 |
| 2023 | $4,458.00 (+1.53%) Homeowner's exemption | $427,888 Land $54,800 Building $373,088 |
| 2022 | $4,391.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | About 1 in 91 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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