Harris County property record for 3221 Carmel St, Houston, TX 77091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 1999 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $356,300 (Aug 2021) |
| Tax Bill | $3 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-517-000-0234 |
| Primary APN | 097-517-000-0234 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Neighborhood |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0975170000234 |
|---|---|
| Street Address | 3221 CARMEL ST |
| City | HOUSTON |
| State | TX |
| Zip | 77091-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 234 YORKDALE TR D U/R |
| Legal Subdivision | YORKDALE TR D U/R |
| Legal Tract | D |
| Legal Block | 3 |
| Legal Lot Number | 234 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 531900 |
3221 Carmel St is owned and occupied by an individual who bought it in August 2021.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3221 CARMEL ST, HOUSTON, TX 77091-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Aug 26, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 2021488904 |
| Prior Transfer Date | Jun 23, 2021 |
| Prior Transfer Doc | 2021488904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 17, 2026 |
| Property Address | 3221 CARMEL ST, HOUSTON, TX 77091-2816 |
| Document Number | 0000240298 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026240298 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3221 CARMEL ST, HOUSTON, TX 77091-2816 |
| Investor | Possibly a Property Investor |
| Document Number | 0000240298, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026240298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 26, 2021 |
| Property Address | 3221 CARMEL ST, HOUSTON, TX 77091-2816 |
| Document Number | 2021488904 |
| Map Reference | VOL 5225 PG 460 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021-488904 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | REPUBLIC TITLE INC, REPUBLIC TITLE OF TX |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2010 VILLAGE PARK DR, 2010, MISSOURI CITY, TX 77489-3095 |
| Name | Verified Name |
|---|---|
| Address | 3221 CARMEL ST, HOUSTON, TX 77091-2816 |
| Document Number | 2021488905 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-488905 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 938 Months |
| Due | Oct 11, 2099 |
The 2025 property tax bill for 3221 Carmel St was $3 with a homeowner's exemption.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Aldine Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,199 (+11.56%) Land $81,953 Building $159,246 | $241,199 (+11.56%) Land $81,953 Building $159,246 | |
| 2025 | $3.00 Homeowner's exemption | $216,212 Land $91,140 Building $125,072 | $216,212 Land $91,140 Building $125,072 |
| 2024 | $3.00 | ||
| 2023 | $230,551 Land $83,055 Building $147,496 | $230,551 Land $83,055 Building $147,496 | |
| 2022 | $3.00 | ||
| 2020 | $3.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3221 Carmel St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 49 (1984–2026) |
| Claims Outside the SFHA | 43 of 49 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3221 Carmel St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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