3221 Cardiff Ln, Roseville (Granite Bay), CA 95746 Property Records

Placer County property record for 3221 Cardiff Ln, Roseville, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,235 sqft · built 1997
Lot Size	0.207 acres (8,996 sqft)
Owner	2 Company Names on File
Last Sale	$525,000 (Nov 2010)
Tax Bill	$6,839 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`466-500-029-000`

Property Details

APN / Parcel Number

Primary APN	`466-500-029-000`
Alternative APN	`466-500-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,235 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,996 sqft (0.207 acres)
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	466-500-029
Street Address	3221 CARDIFF LN
City	GRANITE BAY
State	CA
Zip	95746-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 255 HILLSBOROUGH UNIT NO 2A T-47
Legal Subdivision	HILLSBOROUGH UNIT NO 2A
Legal Lot Number	255
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3008
Census Tract	20605

Owner

3221 Cardiff Ln is owned by a company that bought it in November 2010.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	3007 DOUGLAS BLVD, 155, ROSEVILLE, CA 95661-4222
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2010 · Amount on File
Deed Sale	Nov 4, 2010 · Amount on File
Prior Sale	Jul 13, 2004 · Amount on File
Deed Document Number	201089921
Prior Transfer Date	Jul 12, 2004
Prior Transfer Doc	0000091497
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 27, 2026
Property Address	3221 CARDIFF LN, ROSEVILLE, CA 95746-7216
Document Number	0000004020
Map Reference	MB I PG 47
Instrument Date	Jan 22, 2026
Instrument	2026-0004020
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3007 DOUGLAS BLVD STE 155, 155, ROSEVILLE, CA 95661-4222

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3221 CARDIFF LN, ROSEVILLE, CA 95746-7216
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 CARDIFF LN, ROSEVILLE, CA 95746-7216

Mortgage

Document Number	0000135529
Date	Nov 3, 2021
Instrument	2021-0135529

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3221 CARDIFF LN, ROSEVILLE, CA 95746-7216
Document Number	0000007541
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3221 CARDIFF LN ROSEVILLE CA 957467216, ROSEVILLE, CA 95746-7216

Mortgage

Document Number	0000007541
Date	Feb 6, 2018
Instrument	7541

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501-2026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3221 Cardiff Ln was $6,839.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,057 (+2%) Land $196,013 Building $490,044
2025	$6,839.00 Homeowner's exemption	$672,606 Land $192,170 Building $480,436
2023	$6,615.00 (-0.39%) Homeowner's exemption	$646,489 Land $184,708 Building $461,781
2022	$6,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3221 Cardiff Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3221 Cardiff Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Fidium Fiber.

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