St. Charles County property record for 3221 Camp St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,702 sqft · built 2017 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,360 (Jul 2026) |
| Tax Bill | $4,490 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500078 |
| Primary APN | T100500078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,764 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 662 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500078 |
|---|---|
| Street Address | 3221 CAMP ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10 LOT 8222 |
| Legal Subdivision | NEW TOWN AT ST CHAS #10 |
| Legal Lot Number | 8222 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 310201 |
3221 Camp St is owned and occupied by two individuals who bought it in July 2026.
Source: St. Charles County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3221 CAMP ST, SAINT CHARLES, MO 63301-8414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Apr 24, 2017 | Grant Deed, Transfer GROUNDWORK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Sep 19, 2018 · Amount on File |
| Deed Document Number | 202631415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 6, 2026 |
| Property Address | 3221 CAMP ST, SAINT CHARLES, MO 63301-8414 |
| Document Number | 0000031415 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202631415 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3221 CAMP ST, SAINT CHARLES, MO 63301-8414 |
| Document Number | 0000031416, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202631416 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2018 |
| Property Address | 3221 CAMP ST, SAINT CHARLES, MO 63301-8414 |
| Document Number | 0069791607 |
| Book / Page | 6979 / 1607 |
| Map Reference | MB 46 PG 19-24 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 20180919000539490 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13649 VAN COURTLAND DR, SAINT LOUIS, MO 63131-1522 |
| Document Number | 20180919000539500 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 20180919000539500 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 24, 2017 |
| Property Address | 3221 CAMP ST, SAINT CHARLES, MO 63301-8414 |
| Document Number | 0067321251 |
| Book / Page | 006732 / 001251 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 245970 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Title Company | GROUNDWORK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3221 CAMP ST ST CHARLES MO 633018414, ST CHARLES, MO 63301-8414 |
The 2025 property tax bill for 3221 Camp St was $4,490, up 1% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,490.00 (+1.04%) | $62,860 | $330,844 Land $60,000 Building $270,844 |
| 2024 | $4,444.00 | ||
| 2023 | $60,455 | ||
| 2022 | $318,182 Land $45,000 Building $273,182 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3221 Camp St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3221 Camp St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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