El Dorado County property record for 3221 Balmaceda Rd, El Dorado, CA 95623
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1988 |
| Lot Size | 10.9 acres (477,853 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Jun 2003) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-470-020-000 |
| Primary APN | 092-470-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 477,853 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,690 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3221 BALMACEDA RD |
|---|---|
| City | EL DORADO |
| State | CA |
| Zip | 95623-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 16/117/A |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 31407 |
3221 Balmaceda Rd, a rural home, is owned and occupied by an individual who acquired it in December 2004.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3221 BALMACEDA RD, EL DORADO, CA 95623-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN ONE CU |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2003 · Amount on File |
| Deed Sale | Jun 13, 2003 · Amount on File |
| Prior Sale | Dec 5, 1996 · Amount on File |
| Deed Document Number | 200359250 |
| Last Transfer Date | Dec 29, 2004 |
| Transfer Doc | 0000001146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 BALMACEDA RD, EL DORADO, CA 95623-5001 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3221 BALMACEDA RD, EL DORADO, CA 95623-5001 |
| Document Number | 0000037607 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022-0037607 |
| Name | THE GOLDEN ONE CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 BALMACEDA RD, EL DORADO, CA 95623-5001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023739 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0023739 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3221 BALMACEDA RD, EL DORADO, CA 95623-5001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017778 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0017778 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 3221 Balmaceda Rd was $4,738 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Mother Lode Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $455,000 (-) Land $183,500 Building $271,500 | |
| 2025 | $4,738.00 Homeowner's exemption | $455,000 Land $183,500 Building $271,500 |
| 2023 | $4,731.00 (-0.46%) Homeowner's exemption | $455,000 Land $183,500 Building $271,500 |
| 2022 | $4,753.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3221 Balmaceda Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3221 Balmaceda Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
May also be available: AT&T, Cal.net.
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