32208 Co Rd 1, Saint Cloud, MN 56303 Property Records

Stearns County property record for 32208 Co Rd 1, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,809 sqft · built 2014
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2025)
Tax Bill	$7,110 (2026)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09734-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09734-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,809 sqft Living Area
Gross Area	360 sqft
1st Floor Area	2,093 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	390 ft deep x 141 ft wide
Garage Area	624 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	216 sqft
Deck Area	150 sqft
Patio Area	1,212 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32208 COUNTY ROAD 1
City	SAINT CLOUD
State	MN
Zip	56303-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(TORRENS) PT OF LOT 5 WHITNEY'S RIVER LOTS LYING S'LY & E'LY OF A LINE PARALLEL TO AND 100' NW'LY FROM BOUNDARY LINE BETWEEN
Legal Range	28W
Legal Township	125
Legal Section	35
Legal Subdivision	WHITNEYS RIVER LOTS
Legal Block	1
Legal Lot Number	5-6
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1001
Census Tract	901

Owner

32208 Co Rd 1 is owned and occupied by two individuals who bought it in July 2025.

Source: Stearns County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2021	Deed, Transfer
Sep 18, 2020	Warranty Deed, Transfer
Sep 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jul 1, 2025 · Amount on File
Deed Document Number	20251695010
Record Updated	Jun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 20, 2021
Property Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560
Document Number	0000T43923
Instrument Date	Mar 26, 2021
Instrument	T43923
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 20, 2021
Property Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560
Document Number	00A1600402
Instrument Date	Mar 26, 2021
Instrument	A1600402
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 18, 2020
Property Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560
Document Number	00A1580564
Instrument Date	Sep 14, 2020
Instrument	A1580564
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 18, 2020
Property Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560
Document Number	0000T43382
Instrument Date	Sep 14, 2020
Instrument	T43382
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32208 COUNTY ROAD 1, SAINT CLOUD, MN 56303-9560

Tax Assessment & Valuation

The 2026 property tax bill for 32208 Co Rd 1 was $7,110, up 5.6% from the year before.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,110.00 (+5.58%)
2025	$6,734.00	$792,300 Land $174,700 Building $617,600	$792,300 Land $174,700 Building $617,600
2023	$6,292.00	$721,800 Land $158,700 Building $563,100	$721,800 Land $158,700 Building $563,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32208 Co Rd 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32208 Co Rd 1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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