Henderson County property record for 3220 Walter Rd, Robards, KY 42452 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,774 sqft · built 2002 |
| Lot Size | 4.66 acres (202,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,500 (Dec 2009) |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-21.1 |
| Primary APN | 69-21.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,774 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 202,990 sqft (4.66 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 30465 |
|---|---|
| Street Address | 3220 WALTER RD |
| City | ROBARDS |
| State | KY |
| Zip | 42452-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | JAMES M & CARLA STEARNS |
| Legal Lot Number | 1 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20800 |
Source: Henderson County records · APN 69-21.1
Assessment roll updated November 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 WALTER RD, ROBARDS, KY 42452-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2009 · Amount on Record |
| Deed Sale | Dec 07, 2009 · Amount on Record |
| Deed Book / Page | 573 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 3220 WALTER RD, ROBARDS, KY 42452-9786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | MT1297/361 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | MT 1297/361 |
| Instrument | 2019012193 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Henderson County records · Assessment roll updated November 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,421.00 (-3.28%) Homeowner's exemption | $262,500 (+19.86%) | $262,500 (+19.86%) |
| 2023 | $2,503.00 | $219,000 | $219,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010208002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force 14 of 15 on primary residences |
| Nearby Flood Claims | 8 (1996–2020) |
| Most Recent Claim | Jun 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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