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3220 W Lorient Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3220 W Lorient Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,276 sqft · built 1988
Lot Size0.256 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Sep 2026)
Tax Bill$8,542 (2024)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-35-478-011

Property Details

APN / Parcel Number

Primary APN09-35-478-011

Interior

Full Baths4 Baths
Half Baths4 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,276 sqft Living Area
1st Floor Area1,280 sqft
Basement Area1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,326 sqft (0.256 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Patio Area835 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3220 W LORIENT DR
CityMCHENRY
StateIL
Zip60050-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0023956 LT 54 UNIT 2 OF BRITTANY HEIGHTS
Legal SubdivisionBRITTANY HEIGHTS
Legal Block478
Legal Lot Number54
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3020
Census Tract870606

Owner

Source: McHenry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1132 QUEEN ANNE ST, WOODSTOCK, IL 60098-2404
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 11, 2026Deed of Trust, Mortgage · Construction Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 30, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number202626740
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 14, 2026
Property Address3220 W LORIENT DR, MCHENRY, IL 60050-6115
Document Number0000026740
Instrument DateSep 14, 2026
Instrument202626740
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$61,357.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1132 QUEEN ANNE ST, WOODSTOCK, IL 60098-2404

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateSep 11, 2026
Property Address3220 W LORIENT DR, MCHENRY, IL 60050-6115
Document Number0000026528
Instrument DateSep 4, 2026
Instrument202626528
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3220 W LORIENT DR, MCHENRY, IL 60050-6115

Mortgage

Document Number0000026528,
DateSep 11, 2026
Instrument202626528
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term7 Months
DueApr 1, 2027
Interest
Rate TypeBalloon
Rate7.63%
Initial TypeBalloon
Max Rate-1%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 30, 2017
Property Address3220 W LORIENT DR, MCHENRY, IL 60050-6115
Document Number0000023956
Instrument DateJun 6, 2017
Instrument23956
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3220 W LORIENT DR MCHENRY IL 600506115, MCHENRY, IL 60050-6115

Mortgage

Document Number23957
DateJun 30, 2017
Instrument23957
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,542.00$108,979 (+20.32%) Land $19,596 Building $89,383$326,937 (+20.32%) Land $58,788 Building $268,149
2022Homeowner's exemption$90,578 Land $16,287 Building $74,291$271,734 Land $48,861 Building $222,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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