3220 Thrush Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3220 Thrush Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,444 sqft · built 1979
Lot Size0.216 acres (9,424 sqft)
Owner2 Individual Names on File
Last Sale$238,800 (Apr 2021)
Tax Bill$3,906 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN062285A004

Property Details

APN / Parcel Number

Primary APN062285A004
Alternative APN
  • 6-0005-5034-00-0405.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area3,802 sqft
1st Floor Area1,548 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,424 sqft (0.216 acres)
Lot Dimensions124 ft deep x 76 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number062285A004
Street Address3220 THRUSH DR
CitySAINT CHARLES
StateMO
Zip63301-0445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHUNTMOOR EST #4 LOT 405
Legal SubdivisionHUNTMOOR EST #4
Legal Lot Number405
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2003
Census Tract310602

Owner

Source: St. Charles County records · APN 062285A004

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3220 THRUSH DR, SAINT CHARLES, MO 63301-0445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY CU
Mar 02, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Deed Document Number202136961
Prior Transfer DateMar 01, 2021
Prior Transfer Doc2021R018366
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 27, 2021
Property Address3220 THRUSH DR, SAINT CHARLES, MO 63301-0445
Document Number2021R036961
Map ReferenceMB 18 PG 7
Instrument DateApr 27, 2021
Instrument2021R-036961
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 S 7TH ST, 111, SAINT CHARLES, MO 63301-2715

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 THRUSH DR, SAINT CHARLES, MO 63301-0445

Mortgage

Document Number2021R036962
DateApr 27, 2021
Instrument2021R-036962
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 02, 2021
Property Address3220 THRUSH DR, SAINT CHARLES, MO 63301-0445
Document Number2021R018366
Instrument DateMar 01, 2021
Instrument2021R-018366
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25800 PERDIDO BEACH BLVD, 25800, ORANGE BEACH, AL 36561-6145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address111 S 7TH ST, SAINT CHARLES, MO 63301-2715

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 (-1.14%)$62,407 (+1.22%)$328,456 (+1.22%) Land $60,000 Building $268,456
2024$3,951.00
2023$61,657
2022$324,513 Land $60,000 Building $264,513

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims71 (1979–2022)
Claims Outside the SFHA11 of 71
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 13 claims
  • Flooding, Jun 2011 · 15 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 11 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 386 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES PWS
serves 78,961 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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