St. Clair County property record for 3220 Stone St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 1917 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2025) |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-626-0048-000 |
| Primary APN | 74-06-626-0048-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3220 STONE ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | S 39.8 FT OF W 120 FT LOT 10 & N 10.2 FT OF W 120 FT LOT 11 BLK 1 F. D. SANBORN ACRE LOT PLAT |
| Legal Subdivision | F D SANBORN ACRE LT |
| Legal Block | 1 |
| Legal Lot Number | 10-11 |
| Legal Unit | 10,11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 628000 |
3220 Stone St is owned and occupied by an individual who bought it in July 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 23, 2025 | Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP |
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jul 30, 2020 | Quit Claim Deed, Transfer LIBERTY TITLE |
| Jul 30, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Feb 23, 2022 · Amount on File |
| Deed Document Number | 202513691 |
| Deed Book / Page | 5833 / 790 |
| Prior Transfer Date | Jul 30, 2020 |
| Prior Transfer Doc | 0005219170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 0005899410 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 5899/410 |
| Instrument | 2026003381 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2025 |
| Property Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 0005833790 |
| Book / Page | 5833 / 790 |
| Map Reference | LB 20 PG 199 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025013691 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Name | Verified Name |
|---|---|
| Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 2025013692 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 2025013692 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 23, 2022 |
| Property Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 0005490669 |
| Book / Page | 5490 / 669 |
| Map Reference | LB 20 PG 199 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022004455 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $843.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3220 STONE ST, 3220, PORT HURON, MI 48060-2155 |
| Name | Verified Name |
|---|---|
| Address | 2321 WATER ST, PORT HURON, MI 48060-2485 |
| Document Number | 2022004456 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022004456 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Number | 0005490696 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 5490/696 |
| Instrument | 2022004457 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 30, 2020 |
| Property Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 0052190170 |
| Book / Page | 005219 / 000170 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2967 N RIVER RD FORT GRATIOT MI 480594228, FORT GRATIOT, MI 48059-4228 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 30, 2018 |
| Property Address | 3220 STONE ST, PORT HURON, MI 48060-2155 |
| Document Number | 0049720393 |
| Book / Page | 004972 / 000393 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2737 STRAWBERRY LN PORT HURON MI 480601724, PORT HURON, MI 48060-1724 |
The 2025 property tax bill for 3220 Stone St was $2,656, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,500 (+11.88%) | $145,000 | |
| 2025 | $2,656.00 (+2.67%) Homeowner's exemption | $64,800 | |
| 2024 | $2,587.00 | $129,600 | |
| 2023 | $51,800 | ||
| 2022 | $1,190.00 | $103,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3220 Stone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3220 Stone St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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