Lane County property record for 3220 Spearmint St, Eugene, OR 97404 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1976 |
| Square Footage | 924 sqft Living Area |
| Lot Size | 8,001 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2022) |
| Tax Bill | $1,881.00 (2025) |
Source: Lane County records · APN 17-04-10-12-06123-000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CREDIT UNION |
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 31, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CLUNAS FUNDING GROUP INC |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CLUNAS FNDG |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RANDY & LORI MCPHERSON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Oct 21, 2016 |
| Deed Doc Number | 202232654 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 05, 2026 |
| Property Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000025996 |
| Instrument Date | Aug 03, 2026 |
| Instrument | 202625996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship, 164 |
| Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000025996, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 202625996 |
| Name | OREGON COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 27, 2022 |
| Property Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000032654 |
| Map Reference | MB 55 OG 15 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-032654 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000032655 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-032655 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY |
| Name | Verified Name |
|---|
| Document Number | 0000004834 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020-004834 |
| Name | CLUNAS FUNDING GROUP INC |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Feb 01, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000048533 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3220 SPEARMINT ST EUGENE OR 974041539, EUGENE, OR 97404-1539 |
| Document Number | 0000048533 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 48533 |
| Name | CLUNAS FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 15, 2020 |
| Rate | 2% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3220 SPEARMINT ST, EUGENE, OR 97404-1539 |
| Document Number | 0000014334 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2018 |
| Title Company | EVERGREEN LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3220 SPEARMINT ST EUGENE OR 974041539, EUGENE, OR 97404-1539 |
| Document Number | 0000014334 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 14334 |
| Name | RANDY & LORI MCPHERSON |
|---|---|
| Address | 1247 CRENSHAW RD, EUGENE, OR 97401-2098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 27, 2028 |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Bethel School District 52 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 (+5.44%) | $162,150 (+6.09%) | $317,230 (+2.98%) Land $72,546 Building $244,684 |
| 2023 | $1,784.00 (+24.58%) Veteran's exemption | $152,843 (+3%) | $308,053 (+2.21%) Land $61,636 Building $246,417 |
| 2022 | $1,432.00 Veteran's exemption | $148,392 | $301,399 Land $72,546 Building $228,853 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-04-10-12-06123-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,408 sqft Gross Area |
| 1st Floor | 924 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,001 sqft (0.184 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Driveway | Driveway |
| Driveway Area | 400 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 80 sqft Patio |
| Heating System | Radiant Heating |
|---|
| Account Number | 0353035 |
|---|---|
| Street Address | 3220 SPEARMINT ST |
| City | EUGENE |
| State | OR |
| Zip | 97404-1539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TL 06123 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 10 |
| Legal Subdivision | PEPPERMINT PARK 6TH ADD |
| Legal Block | 7 |
| Legal Lot Number | 6123 |
| Jurisdiction | LANE OR |
| Minor Civil Division | EUGENE-SPRINGFIELD |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 2403 |
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