3220 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3220 SE Cypress St, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,414 sqft · built 2002
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2024)
Tax Bill	$445 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-027-0010.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-027-0010.0-1-0000`
Alternative APNs	`54-38-41-002-027-00100-1` `43771`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Porch	Open Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3220 SE CYPRESS ST
City	STUART
State	FL
Zip	34997-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIBISCUS PARK LOT 10 BLK 27
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	27
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1023
Census Tract	1107

Owner

Source: Martin County records · APN 54-38-41-002-027-0010.0-1-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3220 SE CYPRESS ST, STUART, FL 34997-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Jul 01, 2008 · Amount on Record
Deed Document Number	20243064211
Deed Book / Page	3427 / 1701
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0020012268
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 26, 2024
Property Address	3220 SE CYPRESS ST, STUART, FL 34997-7817
Document Number	0034271701
Book / Page	3427 / 1701
Map Reference	MB 3 PGS 27
Instrument Date	Mar 15, 2024
Instrument	3064211
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5596 SE LAMAY DR, STUART, FL 34997-6565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 SE CYPRESS ST, STUART, FL 34997-7817

Mortgage

Document Number	0034271703
Date	Mar 26, 2024
Book Page	3427/1703
Instrument	3064212

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$333,200 (+54.7%) Land $125,000 Building $208,200	$333,200 (+6.49%) Land $125,000 Building $208,200
2024	$445.00 (+5.7%)
2023	$421.00 (+3.95%) Additional exemption filed	$215,384 (+1%)	$312,880 (+15.38%) Land $120,000 Building $192,880
2022	$405.00	$195,804	$271,180 Land $110,000 Building $161,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Hotwire Communications, TPC ACC Acquisition, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.