Cabarrus County property record for 3220 Saddlebrook Dr, Midland, NC 28107 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,136 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021D0049.000000 |
| Primary APN | 10021D0049.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 2,665 sqft |
| 1st Floor Area | 948 sqft |
| Upper Floors Area | 1,188 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Mixed |
| Garage Area | 430 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 148805 |
|---|---|
| Street Address | 3220 SADDLEBROOK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 SADDLEBROOK |
| Legal Subdivision | SADDLEBROOK |
| Legal Lot Number | 49 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 41603 |
Source: Cabarrus County records · APN 10021D0049.000000
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 19, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Oct 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Apr 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Apr 05, 2019 · Amount on Record |
| Deed Book / Page | 15422 / 300 |
| Prior Transfer Date | Oct 17, 2020 |
| Prior Transfer Doc | 14604183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0000007463 |
| Book / Page | 17921 / 155 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 20267463 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0000007463, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 17921/155 |
| Instrument | 20267463 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Sep 01, 2051 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0016757140 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 16757/140 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0016397321 |
|---|---|
| Date | Mar 07, 2023 |
| Book Page | 16397/321 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 19, 2021 |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0015422300 |
| Book / Page | 15422 / 300 |
| Map Reference | MB 60 PG 29 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 MID CAPE STREET SW #106106, 190, MIDLAND, NC 28107 |
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0015422303 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 15422/303 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 22, 2020 |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0014604183 |
| Book / Page | 14604 / 183 |
| Map Reference | MB 60 PG 29&30 |
| Instrument Date | Oct 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0014604187 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 14604/187 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 05, 2019 |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0013447291 |
| Book / Page | 13447 / 0291 |
| Map Reference | MB 60 PG 293 |
| Instrument Date | Apr 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 389 WYNDHAM FOREST CIR, 389, MIDLAND, NC 28107-0050 |
| Name | Verified Name |
|---|---|
| Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 0013447294 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 13447/294 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3220 SADDLEBROOK DR, MIDLAND, NC 28107-7823 |
| Document Number | 12768265 |
| Book / Page | 012768 / 000265 |
| Instrument Date | Nov 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3220 SADDLEBROOK DR MIDLAND NC 281077823, MIDLAND, NC 28107-7823 |
| Document Number | 12768265 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 012768/000265 |
| Instrument | 29875 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,556.00 (+18.83%) | $329,480 (+47.02%) Land $70,000 Building $259,480 | |
| 2024 | $329,480 (+47.02%) Land $70,000 Building $259,480 | ||
| 2023 | $2,151.00 | $224,100 Land $42,500 Building $181,600 | $224,100 Land $42,500 Building $181,600 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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