Frederick County property record for 3220 Roderick Rd, Frederick, MD 21704 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,764 sqft Living Area |
| Lot Size | 22.6 acres |
| Garage | Attached, 540 sqft |
| Pool | 700 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,952.00 (2025) |
| Primary APN | 07-196962 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,764 sqft Living Area |
| Gross Area | 3,304 sqft Gross Area |
| 1st Floor | 1,936 sqft 1st Floor |
| Basement Area | 770 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 988,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 540 sqft Garage |
| Pool Area | 700 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,449 sqft Shed |
| Deck Area | 300 sqft Deck |
| Porch | Open Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 196962 |
|---|---|
| Street Address | 3220 RODERICK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-8028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 34 SECT 5 22.691 RHODERICK RD URBANA OVERLOOK |
| Legal Subdivision | URBANA OVERLOOK |
| Legal Lot Number | 34 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 7, URBANA |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 752201 |
Source: Frederick County records · APN 07-196962
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3220 RODERICK RD, FREDERICK, MD 21704-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust · Line of Credit FIGURE LENDING LLC |
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 3220 RODERICK RD, FREDERICK, MD 21704-8028 |
| Document Number | 1782000043 |
| Book / Page | 17829 / 43 |
| Instrument Date | Mar 27, 2026 |
| Record Updated | Apr 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 3220 RODERICK RD, FREDERICK, MD 21704-8028 |
| Document Number | 1782000043, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 17829/43 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 3220 RODERICK RD, FREDERICK, MD 21704-8028 |
| Document Number | 0178290043 |
| Book / Page | 17829 / 43 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3220 RODERICK RD, FREDERICK, MD 21704-8028 |
| Document Number | 1782000043, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 17829/43 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $864,600 (+6.24%) | $915,400 (-) Land $359,700 Building $555,700 | |
| 2025 | $9,952.00 (+6.02%) Homeowner's exemption | $813,800 (+17.01%) | $915,400 (+19.97%) Land $359,700 Building $555,700 |
| 2024 | $9,387.00 (+13.11%) | ||
| 2023 | $8,299.00 | $695,500 | $763,000 Land $283,400 Building $479,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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