3220 Phoenix Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3220 Phoenix Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,533 sqft · built 1930
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551-0003-0341-00`

Property Details

APN / Parcel Number

Primary APN	`551-0003-0341-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	497 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	166 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3220 PHOENIX AVE
City	CINCINNATI
State	OH
Zip	45211-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3220 PHOENIX AVE 45 X 166.81 PT LOT 43 HIRSCH- BERG & KAPLAN SUB
Legal Subdivision	HIRSCHBERG & KAPLANS ADD
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2000
Census Tract	20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 PHOENIX AVE, CINCINNATI, OH 45211-3566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional with PMI NORTH SIDE BK
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1974
Deed Sale	May 15, 1974
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3220 PHOENIX AVE, CINCINNATI, OH 45211-3566
Document Number	0000087206
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3220 PHOENIX AVE CINCINNATI OH 452113566, CINCINNATI, OH 45211-3566

Mortgage

Document Number	0000087206
Date	Oct 8, 2019
Book Page	014018/001104
Instrument	87206

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3220 PHOENIX AVE, CINCINNATI, OH 45211-3566
Document Number	0000090884
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 PHOENIX AVE CINCINNATI OH 452113566, CINCINNATI, OH 45211-3566

Mortgage

Document Number	0000090884
Date	Oct 12, 2018
Book Page	013773/000133
Instrument	90884

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+2.8%)	$53,596 (-) Land $7,774 Building $45,822
2024	$3,252.00 (-1.96%)	$53,596 (-) Land $7,774 Building $45,822
2023	$3,317.00 (+30.64%)	$53,596 (+50.96%) Land $7,774 Building $45,822	$153,130 (+50.96%) Land $22,210 Building $130,920
2022	$2,539.00 Homeowner's exemption	$35,504 Land $6,727 Building $28,777
2020			$101,440 Land $19,220 Building $82,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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