3220 Payne Rd, Lucedale, MS 39452 Property Records

Jackson County property record for 3220 Payne Rd, Lucedale, MS 39452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,951 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`461.02-00-0001.02`

Property Details

APN / Parcel Number

Primary APN	`461.02-00-0001.02`
Alternative APNs	`01542030.155` `085670`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,951 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	085670
Street Address	3220 PAYNE RD
City	LUCEDALE
State	MS
Zip	39452-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SWC CL SECT 42 N89E 417.52' N 19.62' TO N/M PAYNE RD & POB N63W 49.63' N66W 114.54' N 548.49' N90E 150' S 615.08' TO
Legal Range	06W
Legal Township	04S
Jurisdiction	JACKSON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	40104

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2019	Warranty Deed, Transfer
Feb 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019
Deed Sale	Dec 23, 2019
Prior Sale	Feb 7, 2017
Deed Document Number	0001960427
Deed Book / Page	1960 / 427
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003636/629
Date	Dec 23, 2019
Book Page	3636/629
Instrument	20201927931

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Mar 31, 2023
Property Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748
Document Number	002114/854
Book / Page	2114 / 854
Instrument Date	Nov 29, 2022
Instrument	202306185
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 GAVIN HAMILTON RD, MOSS POINT, MS 39562-6570

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Dec 23, 2019
Property Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748
Document Number	001960/427
Book / Page	1960 / 427
Instrument Date	Nov 25, 2019
Instrument	20201927930
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Feb 7, 2017
Property Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748
Document Number	001841/154
Book / Page	1841 / 154
Instrument Date	Jan 20, 2017
Instrument	201701875
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3220 PAYNE RD, LUCEDALE, MS 39452-4748

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+13.95%) Homeowner's exemption	$16,960 (+12.76%) Land $1,866 Building $15,094	$169,604 (+12.76%) Land $18,660 Building $150,944
2024	$1,505.00 (+0.74%) Homeowner's exemption	$15,041 (-) Land $1,816 Building $13,225	$150,408 (-) Land $18,160 Building $132,248
2023	$1,494.00 (+2.75%) Homeowner's exemption	$15,041 (-) Land $1,816 Building $13,225	$150,408 (-) Land $18,160 Building $132,248
2022	$1,454.00 Homeowner's exemption	$15,041 Land $1,816 Building $13,225	$150,408 Land $18,160 Building $132,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 92% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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