3220 Oaks Rd, Paducah, KY 42003 Property Records

McCracken County property record for 3220 Oaks Rd, Paducah, KY 42003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 1996
Lot Size1.53 acres (67,039 sqft)
OwnerIndividual Name on File
Last Sale$144,000 (Sep 2022)
Tax Bill$1,430 (2025)
Flood ZoneZone X (minimal risk)
APN123-00-00-078

Property Details

APN / Parcel Number

Primary APN123-00-00-078
Alternative APNs
  • 138073
  • 138072

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,039 sqft (1.53 acres)
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number138072
Street Address3220 OAKS RD
CityPADUCAH
StateKY
Zip42003-1086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-43-20E 1.539 AC OAKS RD L4
Legal Lot Number4
JurisdictionMCCRACKEN KY
Township / Civil DivisionST. JOHNS-FREEMONT
Census Block Group1
Census Block1014
Census Tract31200

Owner

3220 Oaks Rd is owned and occupied by an individual who bought it in September 2022.

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3220 OAKS RD, PADUCAH, KY 42003-1086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2022 · Amount on File
Deed SaleSep 6, 2022 · Amount on File
Prior SaleJun 12, 2018 · Amount on File
Deed Document Number2022660655
Deed Book / Page1466 / 29
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Oaks Rd was $1,430.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,000 (-)$144,000 (-)
2025$1,430.00$144,000$144,000
2023$1,402.00 (+20.14%)$144,000 (+22.14%)$144,000 (+22.14%)
2022$1,167.00$117,900$117,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 Oaks Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims48 (1989–2025)
Claims Outside the SFHA6 of 48
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 10 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2019 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Oaks Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oaks Rd

Nearby Streets

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