Charlotte Town property record for 3220 Mount Philo Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,184 sqft · built 1970 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Feb 2022) |
| Tax Bill | $7,786 (2025) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00027-3220 |
| Primary APN | (043) 00027-3220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 1,334 sqft |
| Unfinished Basement | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 522,720 sqft (12 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 3220 MT PHILO RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.0 ACRES & DWL & OUTBLDG: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3220 MT PHILO RD, CHARLOTTE, VT 05445-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Deed Document Number | 2022660312640 |
| Prior Transfer Date | Apr 27, 2012 |
| Prior Transfer Doc | 201205111117727005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE TWP VT |
| Recording Date | Feb 8, 2022 |
| Property Address | 3220 MT PHILO RD, CHARLOTTE, VT 05445-9371 |
| Document Number | DK660312640 |
| Instrument Date | Jan 28, 2022 |
| Instrument | DK 660312640 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | C O JESSICA BOHN TRUSTEE, HIGHLANDS RANCH, CO 80129 |
| Name | Verified Name |
|---|---|
| Address | 3220 MT PHILO RD, CHARLOTTE, VT 05445-9371 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,786.00 (-17.01%) Homeowner's exemption | $619,300 (-) Land $349,400 Building $269,900 |
| 2024 | $9,382.00 | $619,300 Land $349,400 Building $269,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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