Cherokee County property record for 3220 McElrath St, Cedar Bluff, AL 35959
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.417 acres (18,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $28 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-09-29-3-000-038.000 |
| Primary APN | 13-10-09-29-3-000-038.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 18,144 sqft (0.417 acres) |
|---|
| Account Number | 1440 |
|---|---|
| Street Address | 3220 MCELRATH ST |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-0045 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | BEG NE INT MCELRATH ST & CEDAR ST;NE 100'ALG R/W MCELRATH STN 172';W 95'TO R/W CEDAR ST;S 220'ALG E R/W TO POB |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | 0297 |
| Legal Lot Number | 168P |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 955701 |
3220 McElrath St, vacant land, is owned by an individual.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 396, CEDAR BLUFF, AL 35959-0396 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3220 McElrath St was $28.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28.00 | ||
| 2025 | $28.00 | $600 (-) Land $600 | $3,000 (-) Land $3,000 |
| 2024 | $28.00 | $600 (-) Land $600 | $3,000 (-) Land $3,000 |
| 2023 | $28.00 | $600 (-) | $3,000 (-) Land $3,000 |
| 2022 | $28.00 | $600 Land $600 | $3,000 Land $3,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 McElrath St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 McElrath St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: TDS Telecom.
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