3220 Laurel Cir, Centerton, AR 72719 Property Records

Benton County property record for 3220 Laurel Cir, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,484 sqft · built 2018
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Aug 2021)
Tax Bill	$10,631 (2026)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-04402-000`

Property Details

APN / Parcel Number

Primary APN	`06-04402-000`
Alternative APNs	`151084.0` `151084`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,484 sqft Living Area
Gross Area	5,188 sqft
1st Floor Area	2,431 sqft
Upper Floors Area	2,053 sqft
Flooring	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	704 sqft
Driveway	Concrete Driveway
Driveway Area	770 sqft
Porch	Open Porch
Porch Area	680 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3220 LAUREL CIR
City	CENTERTON
State	AR
Zip	72719-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SUBDIVISION IN 21-20-31 & 22-20-31
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	69
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Quit Claim Deed, Transfer PINNACLE TITLE AGENCY
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Jun 1, 2020	Warranty Deed, Subdivision Related Transfer FIRST NAT'L BK/FT SMITH
Jun 30, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Jun 30, 2018	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/FT SMITH
Jul 5, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/FT SMITH
Feb 21, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/FT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202162228
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	2021062016
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Aug 19, 2021
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	2021062016
Instrument Date	Aug 17, 2021
Instrument	2021062016
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PINNACLE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11285 TALAMORE BLVD, 11285, BENTONVILLE, AR 72712-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11285 TALAMORE BLVD, BENTONVILLE, AR 72712-9042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 20, 2021
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	2021062228
Map Reference	PL 2007 PG 868
Instrument Date	Aug 17, 2021
Instrument	2021062228
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, WACO TITLE AS AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,409.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12285 TALAMORE BLVD, 12285, BENTONVILLE, AR 72712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823

Mortgage

Document Number	2021062229
Date	Aug 20, 2021
Instrument	2021062229

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	0000051289
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3220 LAUREL CIR CENTERTON AR 727198823, CENTERTON, AR 72719-8823

Mortgage

Document Number	0000051289
Date	Aug 20, 2020
Instrument	51289

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 1, 2020
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	0000030886
Instrument Date	May 29, 2020
Instrument	30886
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3220 LAUREL CIR CENTERTON AR 727198823, CENTERTON, AR 72719-8823

Mortgage

Document Number	30887
Date	Jun 1, 2020
Instrument	30887

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	ROGERS, AR 72756

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	0000043998
Instrument Date	Jun 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	0000043998
Date	Aug 23, 2019
Instrument	43998

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 22, 2022

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	0000048609
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	0000048609
Date	Sep 14, 2018
Instrument	48609

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BENTON AR
Recording Date	Jul 5, 2017
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Instrument Date	Jun 30, 2017
Instrument	M136349
Transaction Type	Construction Loan
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042
Investor	Possibly a Property Investor

Mortgage

Document Number	000M136349
Date	Jul 5, 2017
Instrument	M136349

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 4, 2018

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 21, 2017
Property Address	3220 LAUREL CIR, CENTERTON, AR 72719-8823
Document Number	00000D9009
Instrument Date	Feb 17, 2017
Instrument	D9009
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3220 LAUREL CIR CENTERTON AR 72719, CENTERTON, AR 72719
Investor	Possibly a Property Investor

Mortgage

Document Number	M34119
Date	Feb 21, 2017
Instrument	M34119

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2018

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,631.00 (+9.79%)	$186,995 (-) Land $25,000 Building $161,995	$934,975 (-) Land $125,000 Building $809,975
2025	$9,683.00 (+18.8%)	$186,995 (+41.53%) Land $25,000 Building $161,995
2024			$934,975 (+41.53%) Land $125,000 Building $809,975
2023	$8,151.00	$132,120 Land $14,000 Building $118,120	$660,600 Land $70,000 Building $590,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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