3220 Latimer Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3220 Latimer Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$92,333 (Sep 2019)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-047-00-050-00`

Property Details

APN / Parcel Number

Primary APN	`03-047-00-050-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3220 LATIMER AVE
City	ASHTABULA
State	OH
Zip	44004-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61 LATIMER ALLOT
Legal Subdivision	LATIMER ALLOT
Legal Lot Number	61
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	4
Census Block	4013
Census Tract	500

Owner

Source: Ashtabula County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION
Feb 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 7, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	20199009
Deed Book / Page	691 / 1442
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Jun 15, 2026
Property Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231
Document Number	0000005359
Book / Page	872 / 2238
Instrument Date	Jun 12, 2026
Instrument	20265359
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231

Mortgage

Document Number	0000005359,
Date	Jun 15, 2026
Book Page	872/2238
Instrument	20265359

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231

Mortgage

Document Number	0000001363
Date	Feb 14, 2023
Book Page	790/133
Instrument	2023-00001363

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 13, 2019
Property Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231
Document Number	0000009009
Book / Page	691 / 1442
Map Reference	VOL 9 PG 49
Instrument Date	Sep 12, 2019
Instrument	201900009009
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231

Mortgage

Document Number	0000009010
Date	Sep 13, 2019
Instrument	201900009010

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 7, 2019
Property Address	3220 LATIMER AVE, ASHTABULA, OH 44004-5231
Document Number	0000001143
Book / Page	000676 / 002188
Instrument Date	Feb 6, 2019
Instrument	1143
Transaction Type	Foreclosure
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.30
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 LINCOLN DR ASHTABULA OH 440045170, ASHTABULA, OH 44004-5170

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+84.69%)	$39,240 (-) Land $6,830 Building $32,410	$112,100 (-) Land $19,500 Building $92,600
2023	$1,888.00 (+29.94%) Homeowner's exemption	$39,240 (+42.07%) Land $6,830 Building $32,410	$112,100 (+42.08%) Land $19,500 Building $92,600
2022	$1,453.00 Homeowner's exemption	$27,620 Land $5,250 Building $22,370
2020			$78,900 Land $15,000 Building $63,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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