3220 Lakeshore Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3220 Lakeshore Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,530 sqft · built 1988
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2018)
Tax Bill	$4,521 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-029-009-000`

Property Details

APN / Parcel Number

Primary APN	`065-029-009-000`
Alternative APNs	`0652909000` `0652909`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,530 sqft Living Area
1st Floor Area	2,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Patio Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3220 LAKESHORE CT
City	MODESTO
State	CA
Zip	95355-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARAGHI LAKES NO. 3, BLK 12563, LOT 41
Legal Subdivision	NARAGHI LAKES 03
Legal Block	12563
Legal Lot Number	41
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1013
Census Tract	908

Owner

3220 Lakeshore Ct is owned and occupied by two individuals who bought it in February 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3220 LAKESHORE CT, MODESTO, CA 95355-1871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 6, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Deed Document Number	20187664
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000076169
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3220 LAKESHORE CT, MODESTO, CA 95355-1871
Document Number	0000059121
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3220 LAKESHORE CT MODESTO CA 953551871, MODESTO, CA 95355-1871

Mortgage

Document Number	0000059121
Date	Aug 10, 2020
Instrument	59121

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 6, 2018
Property Address	3220 LAKESHORE CT, MODESTO, CA 95355-1871
Document Number	0000007664
Map Reference	VOL31 PG28
Instrument Date	Jan 30, 2018
Instrument	2018-0007664
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3220 LAKESHORE CT, MODESTO, CA 95355-1871

Mortgage

Document Number	0000007665
Date	Feb 6, 2018
Instrument	2018-0007665

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3220 Lakeshore Ct was $4,521 with a homeowner's exemption, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,521.00 (+1.64%) Homeowner's exemption	$417,806 (+2%) Land $150,874 Building $266,932
2025	$4,448.00 Homeowner's exemption	$409,615 Land $147,916 Building $261,699
2023	$4,282.00 (+4.26%) Homeowner's exemption	$393,711 Land $142,173 Building $251,538
2022	$4,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3220 Lakeshore Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Lakeshore Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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