3220 Hydrangea Trl, Johns Island, SC 29455 Property Records

Charleston County property record for 3220 Hydrangea Trl, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2006)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`279-00-00-502`

Property Details

APN / Parcel Number

Primary APN	`279-00-00-502`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,243 sqft
Upper Floors Area	581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	290 sqft
Patio Area	290 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3220 HYDRANGEA TRL
City	JOHNS ISLAND
State	SC
Zip	29455-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE VILLAGE PHASE TWO DESCRIPTION -LOT 31
Legal Subdivision	THE VILLAGE PHASE TWO
Legal Phase	2
Legal Lot Number	31
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	2
Census Block	2013
Census Tract	2107

Owner

3220 Hydrangea Trl is owned and occupied by two individuals who bought it in July 2006.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3220 HYDRANGEA TRL, JOHNS ISLAND, SC 29455-8181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jun 17, 2016	Loan Modification, Mortgage · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2006 · Amount on File
Deed Sale	Jul 14, 2006 · Amount on File
Prior Sale	Dec 21, 2005 · Amount on File
Deed Book / Page	591 / 171
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3220 HYDRANGEA TRL, JOHNS ISLAND, SC 29455-8181
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010540284
Date	Nov 19, 2021
Book Page	1054/284

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	3220 HYDRANGEA TRL, JOHNS ISLAND, SC 29455-8181
Document Number	0695/0736
Book / Page	000695 / 000736
Instrument Date	Jun 17, 2016
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	VALUAMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 HYDRANGEA TRL JOHNS ISLAND SC 294558181, JOHNS ISLAND, SC 29455-8181

Mortgage

Document Number	0695/0736
Date	Jan 31, 2018
Book Page	000695/000736

Lender

Name	SUNTRUST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Jan 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Hydrangea Trl was $2,269, up 12.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (+12.94%)	$433,449 (+2,776.24%) Land $110,489 Building $322,960	$608,600 Land $150,000 Building $458,600
2024	$2,009.00	$15,070
2022	$1,864.00	$15,070	$392,300 Land $100,000 Building $292,300
2020			$392,300 Land $100,000 Building $292,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3220 Hydrangea Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	5 (2018–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Hydrangea Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Home Telecom.

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