Alameda County property record for 3220 Garfield Ave, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,055 sqft · built 1905 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,525,000 (Apr 2020) |
| Tax Bill | $22,668 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-103-10 |
| Primary APN | 69-103-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 3220 GARFIELD AVE |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00010 BLK: AR: 0069 PAGE: 0103 |
| Legal Subdivision | LIBERTY & GARFIELD |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 428100 |
3220 Garfield Ave is owned and occupied by an individual who bought it in April 2020.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3220 GARFIELD AVE, ALAMEDA, CA 94501-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · ARM MIT FCU |
| Apr 16, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit MIT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Jul 12, 2002 · Amount on File |
| Deed Document Number | 202086070 |
| Prior Transfer Date | Dec 16, 2008 |
| Prior Transfer Doc | 0000358692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3220 GARFIELD AVE, ALAMEDA, CA 94501-1714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000125921 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 2017125921 |
| Name | MIT FCU |
|---|---|
| Type | Credit Union |
| Address | CAMBRIDGE, MA 02139 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Apr 16, 2020 |
| Property Address | 3220 GARFIELD AVE, ALAMEDA, CA 94501-1714 |
| Document Number | 0000086070 |
| Map Reference | MB 19 PG 44 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020086070 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3220 GARFIELD AVE, ALAMEDA, CA 94501-1714 |
| Document Number | 0000086071 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020086071 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3220 GARFIELD AVE, ALAMEDA, CA 94501-1714 |
| Document Number | 0000013766 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3220 GARFIELD AVE ALAMEDA CA 945011714, ALAMEDA, CA 94501-1714 |
| Document Number | 0000013766 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 13766 |
| Name | MIT FCU |
|---|---|
| Type | Credit Union |
| Address | CAMBRIDGE, MA 02139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3220 Garfield Ave was $22,668 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,494,000 (-10.42%) Land $450,300 Building $1,050,700 | ||
| 2025 | $22,668.00 Homeowner's exemption | $1,667,785 Land $667,114 Building $1,000,671 | |
| 2023 | $21,273.00 Homeowner's exemption | $1,603,033 Land $641,213 Building $961,820 | $1,634,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3220 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 18 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3220 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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