3220 E Tonto Ln, Phoenix, AZ 85050 Property Records

Maricopa County property record for 3220 E Tonto Ln, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,554 sqft · built 1995
Lot Size	0.122 acres (5,294 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Nov 2000)
Tax Bill	$649 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`213-30-007`

Property Details

APN / Parcel Number

Primary APN	`213-30-007`
Alternative APN	`213300074`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,294 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3220 E TONTO LN
City	PHOENIX
State	AZ
Zip	85050-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	DESERT CANYON MCR 377-42
Legal Range	3E
Legal Township	4N
Legal Section	25
Legal Subdivision	DESERT CANYON
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	617100

Owner

Source: Maricopa County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2000 · Amount on Record
Deed Sale	Nov 15, 2000 · Amount on Record
Prior Sale	Dec 12, 1995 · Amount on Record
Deed Document Number	2000876796
Last Transfer Date	Apr 27, 2006
Transfer Doc	0000694062
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920

Mortgage

Document Number	0001180167
Date	Nov 3, 2021
Instrument	20211180167

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	777 Months
Due	Aug 7, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.1%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920

Mortgage

Document Number	0000807845
Date	Oct 30, 2018
Instrument	20180807845

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920
Document Number	0000897351
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E TONTO LN PHOENIX AZ 850507920, PHOENIX, AZ 85050-7920

Mortgage

Document Number	0000897351
Date	Sep 23, 2020
Instrument	897351

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Sep 22, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.92%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3220 E TONTO LN, PHOENIX, AZ 85050-7920
Document Number	0000897350
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E TONTO LN PHOENIX AZ 850507920, PHOENIX, AZ 85050-7920

Mortgage

Document Number	0000897350
Date	Sep 23, 2020
Instrument	897350

Lender

Name	ENNKAR INC
Address	ORANGE, CA 92865

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Sep 22, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.92%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,250 (-)	$122,500 (-) Land $24,500 Building $98,000
2025	$649.00 (-14.83%) Veteran's exemption	$12,250	$122,500 Land $24,500 Building $98,000
2022	$762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 946 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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