3220 Dyer Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 3220 Dyer Rd, O Fallon, MO 63366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3 ba · 2,688 sqft · built 2025
Lot Size	5.04 acres (219,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T210300207`

Property Details

APN / Parcel Number

Primary APN	`T210300207`
Alternative APN	`2-0138-C980-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,688 sqft Gross Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	219,630 sqft

Location & Zoning

Account Number	T210300207
Street Address	3220 DYER RD
City	O FALLON
State	MO
Zip	63366-5129
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	HUMMINGBIRD LOT 1
Legal Subdivision	HUMMINGBIRD
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2002
Census Tract	312001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3220 DYER RD, O FALLON, MO 63366-5129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Nov 12, 2021	Beneficiary Deed, Transfer
Oct 4, 2021	Special Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202193233
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 1, 2026
Property Address	3220 DYER RD, O FALLON, MO 63366-5129
Document Number	0000025544
Instrument Date	May 26, 2026
Instrument	202625544
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 DYER RD, O FALLON, MO 63366-5129

Mortgage

Document Number	0000025544,
Date	Jun 1, 2026
Instrument	202625544

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2021
Property Address	3220 DYER RD, O FALLON, MO 63366-5129
Document Number	0000093233
Map Reference	DOC 2020R-080518
Instrument Date	Nov 12, 2021
Instrument	2021R-093233
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11815 ARCHERTON DR, BRIDGETON, MO 63044-2839

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2021
Property Address	3220 DYER RD, O FALLON, MO 63366-5129
Document Number	2021R082520
Map Reference	DOC 2020R-080518
Instrument Date	Sep 15, 2021
Instrument	2021R-082520
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 S JONES BLVD # BLVD705, 304, LAS VEGAS, NV 89107-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 I 5 ARCHERION DRIVE, BRIDGETON, MO 63044

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,918 (+28,073.84%)	$511,044 (+17,749.95%) Land $46,766 Building $464,278
2025		$344 (-)	$2,863 (-) Land $2,863
2024	$19.00 (-5%)
2023		$344 (-)
2022	$20.00	$344	$2,863 (-) Land $2,863
2021			$2,863 Land $2,863

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: Brightspeed, Gateway Fiber, T-Mobile, Verizon.

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