3220 Citrus Ct, Largo, FL 33770 Property Records

Pinellas County property record for 3220 Citrus Ct, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1980
Lot Size	0.382 acres (16,618 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Apr 2023)
Tax Bill	$4,835 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-7411-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7411-8`
Alternative APNs	`32-29-15-09424-000-0820` `291532094240000820` `152932094240000820` `R353990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	2,038 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,618 sqft (0.382 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353990
Street Address	3220 CITRUS CT
City	LARGO
State	FL
Zip	33770-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS FIRST ADDITION, THE LOT 82
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	BLUFFS FIRST ADDITION, THE
Legal Tract	9424
Legal Lot Number	82
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1010
Census Tract	25211

Owner

3220 Citrus Ct is owned and occupied by two individuals who bought it in April 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3220 CITRUS CT, LARGO, FL 33770-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Apr 2, 2014 · Amount on File
Deed Document Number	2023100707
Deed Book / Page	22412 / 306
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0182462139
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 18, 2023
Property Address	3220 CITRUS CT, LARGO, FL 33770-2705
Document Number	0224120306
Book / Page	22412 / 306
Map Reference	MB 77 PG 52
Instrument Date	Apr 17, 2023
Instrument	2023100707
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,103.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3220 CITRUS CT, LARGO, FL 33770-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 CITRUS CT, LARGO, FL 33770-2705

Mortgage

Document Number	0022412308
Date	Apr 18, 2023
Instrument	22412/308

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3220 CITRUS CT, LARGO, FL 33770-2705
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195681286
Date	Mar 28, 2017
Book Page	19568/1286
Instrument	2017094967

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$660,361	$660,681 Land $295,993 Building $364,688
2023	$4,835.00 (+2.89%) Homeowner's exemption	$297,850 (+3%)	$607,067 (+57.42%) Land $314,338 Building $292,729
2022	$4,699.00 Homeowner's exemption	$289,175	$385,634 Land $204,205 Building $181,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3220 Citrus Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3220 Citrus Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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