St. Johns County property record for 3220 Chestnut Ct, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,978 sqft · built 2005 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Sep 2026) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249540-4510 |
| Primary APN | 249540-4510 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 3,661 sqft |
| 1st Floor Area | 2,471 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3220 CHESTNUT CT |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-4563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/50-55 JULINGTON CREEK PLANTATION PARCEL 57 LOT 451 OR2403/1732 & 6340/549 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 57 |
| Legal Block | 2 |
| Legal Lot Number | 451 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20808 |
3220 Chestnut Ct is owned and occupied by two individuals who bought it in September 2026.
Source: St. Johns County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK |
| Apr 8, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 6, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Mar 30, 2005 · Amount on File |
| Deed Document Number | 202681888 |
| Deed Book / Page | 6443 / 279 |
| Prior Transfer Date | Apr 8, 2026 |
| Prior Transfer Doc | 0000029952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0000081888 |
| Book / Page | 6443 / 279 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202681888 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | GLOBAL TITLE PROFESSIONALS LLC, GLOBAL TITLE PROFESSIONALS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466,620.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0000081889, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 6443/281 |
| Instrument | 202681889 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0000029952 |
| Book / Page | 6340 / 549 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202629952 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0048791636 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 4879/1636 |
| Instrument | 2020010105 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0049721111 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3220 CHESTNUT CT JACKSONVILLE FL 322594563, JACKSONVILLE, FL 32259-4563 |
| Document Number | 0049721111 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004972/001111 |
| Instrument | 49741 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 23, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0049721109 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3220 CHESTNUT CT JACKSONVILLE FL 322594563, JACKSONVILLE, FL 32259-4563 |
| Document Number | 0049721109 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004972/001109 |
| Instrument | 49739 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0048171874 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3220 CHESTNUT CT ST JOHNS FL 322594563, ST JOHNS, FL 32259-4563 |
| Document Number | 0048171874 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 004817/001874 |
| Instrument | 78947 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3220 CHESTNUT CT, SAINT JOHNS, FL 32259-4563 |
| Document Number | 0043801764 |
| Book / Page | 004380 / 001764 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3220 CHESTNUT CT ST JOHNS FL 322594563, ST JOHNS, FL 32259-4563 |
| Document Number | 0043801764 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 004380/001764 |
| Instrument | 37058 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3220 Chestnut Ct was $5,404, up 11.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,130 (+2.7%) | $504,155 (-1.43%) Land $115,000 Building $389,155 | |
| 2025 | $5,404.00 (+11.22%) Homeowner's exemption | $304,898 (+2.9%) | $511,458 (+2.97%) Land $125,000 Building $386,458 |
| 2024 | $4,859.00 (+8.82%) Homeowner's exemption | $296,305 (+3%) | $496,727 (+1.22%) Land $110,000 Building $386,727 |
| 2023 | $4,465.00 (+2.22%) Homeowner's exemption | $287,675 (+3%) | $490,727 (+5.92%) Land $104,000 Building $386,727 |
| 2022 | $4,368.00 Homeowner's exemption | $279,296 | $463,307 Land $95,200 Building $368,107 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3220 Chestnut Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3220 Chestnut Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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