3220 Charon Ave, Melbourne, FL 32904 Property Records

Brevard County property record for 3220 Charon Ave, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,940 sqft · built 2010
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$293,000 (Nov 2010)
Tax Bill$793 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-36-13-01-*-76

Property Details

APN / Parcel Number

Primary APN28-36-13-01-*-76
Alternative APNs
  • 28-36-13-01-00000.0-0076.00
  • 2864878

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,940 sqft Living Area
Gross Area5,112 sqft
1st Floor Area1,712 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area616 sqft
PorchFlorida Room
Porch Area556 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2864878
Street Address3220 CHARON AVE
CityMELBOURNE
StateFL
Zip32904-7577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL LAKES WEST LOT 76
Legal Range36E
Legal Township28S
Legal Section13
Legal SubdivisionCRYSTAL LAKES WEST
Legal Lot Number76
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2018
Census Tract65001

Owner

3220 Charon Ave is owned and occupied by two individuals who acquired it in December 2023.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3220 CHARON AVE, MELBOURNE, FL 32904-7577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORP
Dec 12, 2023Intrafamily Transfer, Transfer
Feb 3, 2017Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2010 · Amount on File
Deed SaleNov 2, 2010 · Amount on File
Deed Document Number2010212678
Deed Book / Page6270 / 2754
Last Transfer DateDec 11, 2023
Transfer Doc0099502987
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3220 CHARON AVE, WEST MELBOURNE, FL 32904-7577
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 CHARON AVE, MELBOURNE, FL 32904-7577

Mortgage

Document Number0105391663
DateFeb 4, 2026
Book Page10539/1663
Instrument2026023229
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateDec 12, 2023
Property Address3220 CHARON AVE, WEST MELBOURNE, FL 32904-7577
Document Number0099502987
Book / Page9950 / 2987
Map ReferenceMB 56 PG 51-55
Instrument DateDec 11, 2023
Instrument2023259723
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3220 CHARON AVE, WEST MELBOURNE, FL 32904-7577

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 CHARON AVE, WEST MELBOURNE, FL 32904-7577

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3220 CHARON AVE, WEST MELBOURNE, FL 32904-7577
Document Number0078630735
Book / Page007863 / 000735
Instrument DateFeb 3, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 CHARON AVE WEST MELBOURNE FL 329047577, WEST MELBOURNE, FL 32904-7577

Mortgage

Document Number0078630735
DateApr 11, 2017
Book Page007863/000735
Instrument74880
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueApr 10, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Charon Ave was $793 with a veteran's exemption, up 30.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,580 (+2.7%)$493,150 (+3.6%)
2025$793.00 (+30.21%) Veteran's exemption$278,080$476,020
2024$609.00 (-82.39%)
2023$3,459.00 (+6.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$262,380 (+3%)$496,260 (+8.16%) Land $85,000 Building $411,260
2022$3,233.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$254,740$458,820 Land $75,000 Building $383,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3220 Charon Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims5 (1982–2017)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3220 Charon Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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