3220 Champion St, Oakland, CA 94602 Property Records

Alameda County property record for 3220 Champion St, Oakland, CA 94602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 823 sqft · built 1922
Lot Size	0.086 acres (3,749 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2026)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-902-18`

Property Details

APN / Parcel Number

Primary APN	`28-902-18`
Alternative APN	`028-0902-018-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	823 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,749 sqft (0.086 acres)

Location & Zoning

Street Address	3220 CHAMPION ST
City	OAKLAND
State	CA
Zip	94602-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: AR: 0028 PAGE: 0902
Legal Subdivision	CHAMPION
Legal Block	B
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1017
Census Tract	406602

Owner

3220 Champion St is owned and occupied by two individuals who bought it in April 2026.

Source: Alameda County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 29, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Deed Document Number	202655678
Prior Transfer Date	Jan 24, 2017
Prior Transfer Doc	0000025531
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807

Mortgage

Document Number	0000115762
Date	Mar 22, 2021
Instrument	2021115762

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 29, 2026
Property Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807
Document Number	0000055678
Instrument Date	Apr 20, 2026
Instrument	202655678
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807

Mortgage

Document Number	0000055679,
Date	Apr 29, 2026
Instrument	202655679

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 1, 2017
Property Address	3220 CHAMPION ST, OAKLAND, CA 94602-2807
Document Number	0000025531
Instrument Date	Jan 24, 2017
Instrument	25531
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3220 CHAMPION ST OAKLAND CA 946022807, OAKLAND, CA 94602-2807

Mortgage

Document Number	25532
Date	Feb 1, 2017
Instrument	25532

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3220 Champion St was $4,023, up 4.6% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,251 (+2.09%) Land $110,918 Building $61,333
2025	$4,023.00 (+4.6%) Homeowner's exemption	$161,875 Land $108,744 Building $60,131
2024	$3,846.00 (-2.09%)
2023	$3,928.00 Homeowner's exemption	$162,317 Land $104,521 Building $57,796	$530,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3220 Champion St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3220 Champion St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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