Polk County property record for 3220 Cedar Ct, Des Moines, IA 50320 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,046 sqft Living Area |
| Lot Size | 12,955 sqft (0.297 acres) |
| Garage | Detached, 624 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,378.00 (2024) |
Source: Polk County records · APN 7824-23-228-013
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3220 CEDAR CT, DES MOINES, IA 50320-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit JOURNEY CU |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE PRODUCERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3220 CEDAR CT, DES MOINES, IA 50320-1945 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3220 CEDAR CT, DES MOINES, IA 50320-1945 |
| Document Number | 0000044770 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 19576/778 |
| Instrument | 2023-00044770 |
| Name | JOURNEY CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 07, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3220 CEDAR CT, DES MOINES, IA 50320-1945 |
| Document Number | 0000024057 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3220 CEDAR CT DES MOINES IA 503201945, DES MOINES, IA 50320-1945 |
| Document Number | 0000024057 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 017495/000682 |
| Instrument | 24057 |
| Name | MORTGAGE PRODUCERS |
|---|---|
| Type | Mortgage Company |
| Address | URBANDALE, IA 50322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,200 (+24.97%) Land $48,500 Building $191,700 | $240,200 (+24.97%) Land $48,500 Building $191,700 | |
| 2024 | $3,378.00 (-1.11%) | ||
| 2023 | $192,200 Land $43,100 Building $149,100 | $192,200 Land $43,100 Building $149,100 | |
| 2020 | $3,416.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), updated August 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 7824-23-228-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,046 sqft Living Area |
| Gross Area | 1,080 sqft Gross Area |
| 1st Floor | 1,046 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,955 sqft (0.297 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Deck Area | 120 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Electric Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3220 CEDAR CT |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-1945 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 108 EVERGREEN PARK |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 23 |
| Legal Subdivision | EVERGREEN PARK |
| Legal Lot Number | 108 |
| Jurisdiction | POLK IA |
| Minor Civil Division | LEE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 3902 |
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