San Diego County property record for 3220 Bella Collina, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 5,833 sqft Living Area |
| Lot Size | 1.16 acres |
| Occupancy | Owner Occupied |
| Last Sale | $4,995,000 (2024) |
| Tax Bill | $56,106.00 (2025) |
| Primary APN | 264-090-31-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,833 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 50,530 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3220 BELLA COLLINA |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7055 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM09944 |
| Legal Subdivision | CITY/ENCINITAS |
| Legal Tract | 9944 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 17112 |
Source: San Diego County records · APN 264-090-31-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 10, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on Record |
| Deed Sale | Sep 16, 2024 · Amount on Record |
| Prior Sale | May 04, 2006 · Amount on Record |
| Deed Doc Number | 2024249074 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Document Number | 0000454669 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 2022-0454669 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | May 02, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2022 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Document Number | 0000039740 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0039740 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000140576 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018-0140576 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3220 BELLA COLLINA, ENCINITAS, CA 92024-7055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INNOVATIVE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000132545 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 2019-0132545 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,094,900 (+2%) Land $3,060,000 Building $2,034,900 | |
| 2025 | $56,106.00 (+72.89%) | $4,995,000 (+71.7%) Land $3,000,000 Building $1,995,000 |
| 2023 | $32,451.00 (+1.91%) Homeowner's exemption | $2,909,220 Land $1,126,338 Building $1,782,882 |
| 2022 | $31,843.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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