3220 78th Ave E, Sarasota, FL 34243 Property Records

Manatee County property record for 3220 78th Ave E, Sarasota, FL 34243

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,464 sqft · built 2005
Lot Size	0.055 acres (2,380 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Feb 2012)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20296-0570-9`

Property Details

APN / Parcel Number

Primary APN	`20296-0570-9`
Alternative APN	`3518322029605709`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	1,931 sqft
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,380 sqft (0.055 acres)
View / Lot	Interior Unit
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	159 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3220 78TH AVE E
City	SARASOTA
State	FL
Zip	34243-4139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-R
Legal Description	UNIT 94 PALM LAKES A CONDOMINIUM AS REC IN CB 32/95 PI#20296.0570/9
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	PALM LAKES
Legal Tract	02029600
Legal Lot Number	94
Legal Unit	94
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3004
Census Tract	805

Owner

Source: Manatee County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 78TH AVE E, SARASOTA, FL 34243-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2012 · Amount on Record
Deed Sale	Feb 22, 2012 · Amount on Record
Prior Sale	Dec 21, 2005 · Amount on Record
Deed Document Number	20122998329
Deed Book / Page	2409 / 2973
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3220 78TH AVE E, SARASOTA, FL 34243-4139
Document Number	0026994400
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 78TH AVE E SARASOTA FL 342434139, SARASOTA, FL 34243-4139

Mortgage

Document Number	0026994400
Date	Nov 2, 2017
Book Page	002699/004400
Instrument	41104228

Lender

Name	PNC BK
Type	Bank
Address	SARASOTA, FL 34243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,207 (-0.95%) Land $42,075 Building $260,132	$302,207 (-0.95%) Land $42,075 Building $260,132
2025	$4,690.00 (-4.29%)	$305,098 (+67.12%) Land $42,075 Building $263,023	$305,098 (-5.35%) Land $42,075 Building $263,023
2024	$4,900.00 (+114.07%)
2023	$2,289.00 (+0.39%) Widower's exemption	$182,561 (+3%)	$322,354 (+21.9%) Land $53,550 Building $268,804
2022	$2,280.00 Homeowner's exemption Widower's exemption	$177,244	$264,447 Land $33,000 Building $231,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20