3220 10th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 3220 10th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Lot Size	3.93 acres (171,626 sqft)
Owner	Individual Name on Record
Last Sale	$292,500 (Aug 2026)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-002-010-000.00`

Property Details

APN / Parcel Number

Primary APN	`18-002-010-000.00`
Alternative APN	`018-002-010-000.00`

Exterior

Lot Area	171,626 sqft

Location & Zoning

Street Address	3220 10TH ST
City	TWO RIVERS
State	WI
Zip	54241-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	LOT 1 CSM V25 P127 NW1/4 SW1/4
Legal Range	24E
Legal Township	19N
Legal Section	02
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1014
Census Tract	5400

Owner

Source: Manitowoc County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 10TH ST, TWO RIVERS, WI 54241-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SHORELINE CREDIT UNION
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 21, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20261298558
Deed Book / Page	3787 / 588
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Aug 26, 2026
Property Address	3220 10TH ST, TWO RIVERS, WI 54241-3352
Document Number	0001298558
Book / Page	3787 / 588
Instrument Date	Aug 25, 2026
Instrument	20261298558
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 10TH ST, TWO RIVERS, WI 54241-3352

Mortgage

Document Number	0001298559,
Date	Aug 26, 2026
Instrument	20261298559

Lender

Name	SHORELINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	3220 10TH ST, TWO RIVERS, WI 54241-3352
Document Number	0001218232
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 10TH ST TWO RIVERS WI 542413352, TWO RIVERS, WI 54241-3352

Mortgage

Document Number	0001218232
Date	May 4, 2020
Book Page	003292/000524
Instrument	1218232

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Sep 21, 2018
Property Address	3220 10TH ST, TWO RIVERS, WI 54241-3352
Document Number	0001198565
Book / Page	003176 / 000353
Instrument Date	Sep 8, 2018
Instrument	1198565
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	BAY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 10TH ST TWO RIVERS WI 542413352, TWO RIVERS, WI 54241-3352

Mortgage

Document Number	1198566
Date	Sep 21, 2018
Book Page	003176/000355
Instrument	1198566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Two Rivers Town
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+24.06%) Homeowner's exemption	$217,000 (-) Land $44,900 Building $172,100	$280,731 (+29.62%) Land $58,087 Building $222,644
2023	$2,207.00 (-6.2%) Homeowner's exemption	$217,000 (+31.67%) Land $44,900 Building $172,100	$216,580 (+1.09%) Land $44,813 Building $171,767
2022	$2,353.00 Homeowner's exemption	$164,800 Land $34,900 Building $129,900	$214,252 Land $45,373 Building $168,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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