322 Winterwind Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 322 Winterwind Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,440 sqft · built 1992
Lot Size	0.077 acres (3,350 sqft)
Owner	Company Name on Record
Last Sale	$788,000 (Nov 2018)
Tax Bill	$10,708 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`213-720-093-3`

Property Details

APN / Parcel Number

Primary APN	`213-720-093-3`
Alternative APN	`213-720-093`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	752 sqft
2nd Floor Area	688 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cluster
Lot Area	3,350 sqft (0.077 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	322 WINTERWIND CIR
City	SAN RAMON
State	CA
Zip	94583-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	T6648 L93
Legal Subdivision	NEWCASTLE
Legal Tract	6648
Legal Lot Number	93
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Sep 29, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 6, 2018	Grant Deed, Transfer · ARM CITIBANK NA
Oct 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	2018180850
Last Transfer Date	Sep 23, 2021
Transfer Doc	0000269736
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249

Mortgage

Document Number	0000088162
Date	Mar 24, 2021
Instrument	2021-088162

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2021
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000269738
Map Reference	MB 312 PG 1
Instrument Date	Sep 23, 2021
Instrument	2021-269738
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 29, 2021
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000269736
Map Reference	MB 312 PG 1
Instrument Date	Sep 23, 2021
Instrument	2021-269736
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249

Mortgage

Document Number	0000269737
Date	Sep 29, 2021
Instrument	2021-269737

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000199805
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	322 WINTERWIND CIR SAN RAMON CA 945835249, SAN RAMON, CA 94583-5249
Investor	Possibly a Property Investor

Mortgage

Document Number	0000199805
Date	Nov 8, 2019
Instrument	199805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000039745
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	STEWART TITLE COMPANY-STATE LOUIS DEFA, STEWART TITLE CO-ST LOUIS DEFA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	322 WINTERWIND CIR SAN RAMON CA 945835249, SAN RAMON, CA 94583-5249

Mortgage

Document Number	0000039745
Date	Mar 22, 2019
Instrument	39745

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 18, 2019
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000007842
Instrument Date	Dec 27, 2018
Instrument	7842
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	322 WINTERWIND CIR SAN RAMON CA 945835249, SAN RAMON, CA 94583-5249

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2018
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000180851
Instrument Date	Oct 11, 2018
Instrument	180851
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	322 WINTERWIND CIR SAN RAMON CA 945835249, SAN RAMON, CA 94583-5249

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2018
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000180850
Map Reference	MB 312 PG 1
Instrument Date	Oct 11, 2018
Instrument	2018-180850
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249

Mortgage

Document Number	0000180852
Date	Nov 6, 2018
Instrument	2018-180852

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2017
Property Address	322 WINTERWIND CIR, SAN RAMON, CA 94583-5249
Document Number	0000180974
Instrument Date	Jul 25, 2017
Instrument	180974
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 320370 SAN FRANCISCO CA 941320370, SAN FRANCISCO, CA 94132-0370

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$896,603 (+2%) Land $691,228 Building $205,375
2025	$10,708.00 (+3.87%)	$879,024 (+4.04%) Land $677,675 Building $201,349
2023	$10,309.00 (+0.97%)	$844,892 Land $651,361 Building $193,531
2022	$10,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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