322 Windsor Rd, Guyton, GA 31312 Property Records

Effingham County property record for 322 Windsor Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,620 sqft · built 2012
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Jun 2019)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0375G-042-000`

Property Details

APN / Parcel Number

Primary APN	`0375G-042-000`
Alternative APNs	`0375G042` `9967`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,620 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.269 acres)
Garage Area	828 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Deck Area	212 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9967
Old Parcel Number	0375G042
Street Address	322 WINDSOR RD
City	GUYTON
State	GA
Zip	31312-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.27 AC LOT 42 OUT 375-18
Legal Subdivision	BUCKINGHAM PLANTATION
Legal Phase	1A
Legal Lot Number	42
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Effingham County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	322 WINDSOR RD, GUYTON, GA 31312-5825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH BANK
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage TRIUMPH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Mar 17, 2015
Deed Document Number	0002530199
Deed Book / Page	2530 / 199
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	322 WINDSOR RD, GUYTON, GA 31312-5825
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINDSOR RD, GUYTON, GA 31312-5825

Mortgage

Document Number	0000002825/0000000424
Date	Dec 29, 2022
Book Page	0000002825/0000000424
Instrument	012423

Lender

Name	AMERIS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Jan 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	322 WINDSOR RD, GUYTON, GA 31312-5825
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINDSOR RD, GUYTON, GA 31312-5825

Mortgage

Document Number	0000002709/0000000313
Date	Jul 21, 2021
Book Page	0000002709/0000000313
Instrument	008912

Lender

Name	TRIUMPH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 7, 2019
Property Address	322 WINDSOR RD, GUYTON, GA 31312-5825
Document Number	002530/199
Book / Page	2530 / 199
Instrument Date	Jun 7, 2019
Instrument	2019-001526
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WINDSOR RD, SAVANNAH, GA 31419-2104

Mortgage

Document Number	0000002530/0000000202
Date	Jun 18, 2019
Book Page	0000002530/0000000202
Instrument	005011

Lender

Name	TRIUMPH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,500.00 (+8.07%) Homeowner's exemption	$155,669 (-6.42%) Land $30,000 Building $125,669	$389,172 (-6.42%) Land $75,000 Building $314,172
2024	$4,164.00 (+19.38%) Homeowner's exemption	$166,350 (-0.42%) Land $30,000 Building $136,350	$415,876 (-0.42%) Land $75,000 Building $340,876
2023	$3,488.00 (-13.75%) Homeowner's exemption	$167,048 (+15.27%) Land $20,800 Building $146,248	$417,621 (+15.27%) Land $52,000 Building $365,621
2022	$4,044.00 Homeowner's exemption	$144,920 Land $18,800 Building $126,120	$362,301 Land $47,000 Building $315,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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