322 Willow St, Williamsburg, OH 45176 Property Records

Clermont County property record for 322 Willow St, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jul 2025)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-13-03.-177A`

Property Details

APN / Parcel Number

Primary APN	`53-13-03.-177A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft
Canopy	160 sqft
Poultry House	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 WILLOW ST
City	WILLIAMSBURG
State	OH
Zip	45176-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG VILL; LOT 177A
Legal Subdivision	WILLIAMSBURG VILL
Legal Lot Number	177A
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4025
Census Tract	40900

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 17, 2022	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage THE PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	202513319
Deed Book / Page	2997 / 2108
Prior Transfer Date	Oct 6, 2008
Prior Transfer Doc	0000025464
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 3, 2025
Property Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213
Document Number	0000013319
Book / Page	2997 / 2108
Instrument Date	Jun 2, 2025
Instrument	202500013319
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213

Mortgage

Document Number	0000013320
Date	Jul 3, 2025
Instrument	202500013320

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 17, 2022
Property Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213
Document Number	0000013558
Book / Page	2919 / 5657
Instrument Date	May 6, 2022
Instrument	202200013558
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213

Mortgage

Document Number	0000013559
Date	May 17, 2022
Instrument	202200013559

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 10, 2019
Property Address	322 WILLOW ST, WILLIAMSBURG, OH 45176-1213
Document Number	0000028284
Book / Page	2825 / 3395
Instrument Date	Dec 2, 2019
Instrument	201900028284
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	614 ELM DR, WEST LAFAYETTE, IN 47906-2277

Mortgage

Document Number	0000028285
Date	Dec 10, 2019
Instrument	201900028285

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000028286
Date	Dec 10, 2019
Book Page	2825/3412
Instrument	201900028286

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Municipality	Williamsburg Village
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (-47.28%)	$25,620 (-) Land $6,300 Building $19,320
2024			$73,200 (-) Land $18,000 Building $55,200
2023	$2,081.00 (+105.02%) Homeowner's exemption	$25,620 (+21.54%) Land $6,300 Building $19,320	$73,200 (+21.59%) Land $18,000 Building $55,200
2022	$1,015.00 Homeowner's exemption	$21,080 Land $5,150 Building $15,930
2020			$60,200 Land $14,700 Building $45,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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