322 Willow Dr SW, Saint Michael, MN 55376 Property Records

Wright County property record for 322 Willow Dr SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1980
Lot Size	0.284 acres (12,410 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jun 2021)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-027-002060`

Property Details

APN / Parcel Number

Primary APN	`114-027-002060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	960 sqft Living Area
1st Floor Area	976 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,410 sqft (0.284 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	322 WILLOW DR SW
City	SAINT MICHAEL
State	MN
Zip	55376-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS 4TH ADDN LOT-006 BLOCK-002 2
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS 4TH ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1008
Census Tract	100803

Owner

322 Willow Dr SW is owned and occupied by an individual who bought it in June 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage TRUSTONE FINANCIAL CREDIT UNION
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Deed Document Number	20211473313
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	322 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001473315
Date	Jun 11, 2021
Instrument	1473315

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 11, 2021
Property Address	322 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Document Number	0001473313
Instrument Date	Jun 7, 2021
Instrument	1473313
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772

Mortgage

Document Number	0001473314
Date	Jun 11, 2021
Instrument	1473314

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 322 Willow Dr SW was $3,022.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00	$276,600 (+0.84%) Land $102,000 Building $174,600	$276,600 (+0.84%) Land $102,000 Building $174,600
2025		$274,300 Land $107,000 Building $167,300	$274,300 Land $107,000 Building $167,300
2023	$2,770.00 (+20.96%)	$259,700 Land $98,300 Building $161,400	$259,700 Land $98,300 Building $161,400
2022	$2,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Willow Dr SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Willow Dr SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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