Shelby County property record for 322 Willow Crest Ln, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,537 sqft · built 1996 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Sep 2024) |
| Tax Bill | $2,127 (2026) |
| Deeds & Mortgages | Nov 2020 Reverse Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104200009042000 |
| Primary APN | 104200009042000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,537 sqft Heated Area |
| 1st Floor Area | 1,537 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 90 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 WILLOW CREST LN |
|---|---|
| City | HOOVER |
| State | AL |
| Zip | 35244-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 20 19S 02W NBRHD: 13 SOUTHLAKE GARDEN HOMES R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHLAKE CREST 2ND SECTOR AMENDED SOUTH |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30304 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 924 SE 30TH ST, CAPE CORAL, FL 33904-2930 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Oct 4, 2013 · Amount on Record |
| Deed Document Number | 2024290470 |
| Prior Transfer Date | Sep 17, 2009 |
| Prior Transfer Doc | 0000365890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 322 WILLOW CREST LN, HOOVER, AL 35244-3610 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000542510 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 20201125000542510 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MENDHAM, NJ 07945 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 796 Months |
| Due | Mar 1, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 322 WILLOW CREST LN, HOOVER, AL 35244-3610 |
| Document Number | 0000542520 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 322 WILLOW CREST LN HOOVER AL 352443610, HOOVER, AL 35244-3610 |
| Document Number | 0000542520 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 542520 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 804 Months |
| Due | Nov 24, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,127.00 (-49.53%) | ||
| 2025 | $4,214.00 | $63,380 (+124.91%) | $316,900 (+12.46%) Land $95,000 Building $221,900 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $28,180 | $281,800 Land $95,000 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1979–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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